What Does The The Platinum Card From American Express Car Rental Insurance Cover
When you pay for your entire rental with The Platinum Card® from American Express and decline the collision damage waiver, your rental car is covered if it is damaged or stolen. The built-in car rental insurance on The Platinum Card® from American Express covers up to $75,000 per rental agreement when there is damage or theft of a rental car. This protection is secondary coverage to your personal car insurance policy.
Additionally, suppose you decline the personal accident insurance and personal effects coverage. In that case, you and your passengers are covered for accidental death or dismemberment, accidental injury, and theft of or damage to your personal property.
Coverage amounts vary. For example:
Accidental injury coverage limits are $5,000 per person.
Payouts for accidental death and dismemberment are limited to $200,000 per card member and $20,000 per passenger or authorized driver.
Personal property losses are limited to $1,000 per claimant and $2,000 total per accident.
There is a cap of $300,000 per car rental accident.
» Learn more:The best travel credit cards right now
How To Use American Express Car Rental Insurance
How long will it take to receive payment?
If the Amex benefit administrator approves your claim, youll receive payment within 90 days after you submit the required information.
How To Get To Dollar Car Rental In Richmond Hill Ontario Canada
After arriving at Richmond Hill, Ontario, Canada, the process of finding a Dollar location wont be very tiring. Its situated at the airport terminal. Its exact address is 550 HiIGHWAY #7 EAST, Suite 101, RICHMOND HILL, ON, ON , CANADA, L4B 3Z4. You will easily find the Dollar rental desk by following the directions in the Richmond Hill, Ontario, Canada.
If you have any questions, then you always have the opportunity to contact the local office via Dollar phone number: 905 709 2014, 905 709 4149.
Those travelers who arrive at Richmond Hill, Ontario, Canada during the night hours shouldnt worry, as the agencys airport point is usually open 24 hours per day.
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Chase Ink Business Preferred
The Ink Business Preferred® Credit Card touts one of the best welcome bonus offers in the credit card world 100,000 points after spending $15,000 on purchases in the first 3 months from account opening. Insider estimates Chase points value to be 1.8 cents each when used for travel, making this bonus worth $1,800.
This card offers primary rental car insurance but with a catch. You must be renting your car for business purposes. If you rent a car for leisure and ding the car, Chase does not have to entertain your insurance claim. Be sure you’re ready to prove that your trip is business-related.
The Ink Business Preferred® Credit Card charges a $95 annual fee, and comes with benefits like:
- 3 points per dollar on shipping purchases, advertising purchases on social media sites and search engines, internet, cable, and phone services, and travel
- 1 point per dollar on all other purchases
- Cell phone protection
- Excellent travel insurance
- No foreign transaction fees
You can qualify for small business credit cards whether you own a big corporation or have a part-time venture. Even if you’ve got a side-gig as an Uber driving, babysitter, freelance writer, or DoorDash driver, you can be eligible.
What Is Amex Premium Rental Car Protection
Amex Premium Car Rental Protection is a paid flat-rate rental car insurance policy that provides Amex cardholders with up to $100,000 in coverage for stolen or damaged rental cars. It covers rentals of up to 42 consecutive days. The policy makes Amex a primary provider. In other words, policyholders can go to Amex first after a rental car gets damaged or stolen. That means they dont have to rely on a personal auto insurance policy.read full answer
Amex Premium Car Rental Protection Info
All Amex credit cards offer free rental car insurance. But that coverage is secondary and not as extensive. Cardholders have to file a claim with their auto insurer before asking Amex for any compensation. The other big difference between Premium coverage and regular insurance from a credit card is that Premium coverage also insures you for personal injury or death. And it also covers damaged personal property.
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What To Watch Out For
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If you want to take advantage of your credit cards card rental insurance, there are several conditions and exclusions you should be aware of prior to renting a vehicle:
- You must be a Canadian citizen with a valid drivers license.
- You must charge the full amount of the rental to your credit card.
- Some types of vehicles are usually not covered, such as pick-up trucks, commercial vans, antique cars, motorcycles, and luxury cars .
- Travel in some countries may not be covered by your credit cards car rental insurance, e.g. in countries for which the Canadian government has issued a formal travel advisory.
- Your credit card account must be in good standing.
- 31-48 days of rental is the maximum that your credit card will likely insure you for.
- If you book your car rental as part of a travel package, youre still required to charge the full amount of the rental to your travel credit card.
- If your car rental is provided due to winning a contest, your car rental insurance would apply if you have a history of paying your car rentals with the credit card that includes car insurance.
- In most cases, if you book your car rental with points, then your car rental insurance would apply assuming the points you use come from the credit card that offers credit card car insurance.
How Much Is A Rental Car From Thrifty In Richmond Hill Ontario Canada
Among the most popular car rental types in Richmond Hill, Ontario, Canada are Full Size, Standard and SUV. To make a more well-informed decision, review the graph of average daily car rental prices of the most popular car types from Thrifty in Richmond Hill, Ontario, Canada during the last year.
The price of car rental highly depends on the car category. However, seasonal price changes also matter.
Full Size, Standard and SUV are the most popular Thrifty car rental deals Richmond Hill, Ontario, Canada. The graph below shows the price fluctuations for these cars over the past year, allowing you to choose the best deal at the right time:
You can see that the cheapest compact car rental Thrifty Richmond Hill, Ontario, Canada is available for $36 per day in December, and the most affordable van costs $69 per day in September. At the same time, April is the best time to find an SUV at a nice price of $54 per day.
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Best For Renting A Car For Business Purposes
Whos this for? Small business owners who frequently rent cars for business trips and don’t want to pay. ahigh annual fee should consider the Ink Business Preferred® Credit Card. It offers strong car rental coverage and great points-earning possibilities.
Car rental benefits: If your rental is part of a company or business-related trip within the U.S. or overseas or if you’re renting one for personal reasons while traveling abroad and you don’t have your own car insurance the Ink Business Preferred card has you covered, with an auto rental collision damage waiver that protects you with primary rental insurance on rentals up to 31 consecutive days worldwide. Note that if you’re renting a car for personal reasons in the U.S. and happen to have your own auto insurance, this included benefit is treated as secondary insurance after your main provider’s coverage.
Other perks: You’ll also receive additional benefits such as roadside dispatch service, travel and emergency assistance, and trip cancellation and interruption insurance. Other perks include purchase and extended warranty protection and cell phone protection when you use the card to pay your monthly phone bill.
Your Card Comes With Exclusive Benefits
As a Scotiabank American Express Platinum Cardholder, youll enjoy ultimate travel privileges.
10 Complimentary airport lounge access6
Be confident that youll have a place to relax or catch up on business. Enjoy complimentary lounge access with Priority Pass and Plaza Premium lounges with access to over 1200+ VIP lounges around the world. You must present your Priority Pass Membership Card to enter lounges accessible through Priority Pass and present your Scotiabank American Express Platinum card to access the Plaza Premium lounges.
No foreign transaction fees7
You will not be charged a Foreign Currency Conversion mark-up on foreign currency purchases whether you make them online or outside of Canada. Only the exchange rate applies.
Get ready to take off with Scene+ Travel2
With Scene+ Travel, you can earn 3 Scene+ points per Canadian dollar spent on hotel and car rental bookings made through Scene+ Travel using your Scotiabank Platinum American Express Card. Points can be redeemed fully or partially, for flights, car rentals and hotels. You can access a range of flexible options when it comes to booking and redeeming for travel purchases2.
You can choose to book online or over the phone.
To book online:
- Log in to your Scene+ account at sceneplus.ca
- Book your travel with points, your Scotiabank Platinum American Express Card, or a combination of both
Apply Scene+ Points to Travel8
Beyond travel rewards
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When To Use American Express Premium Car Rental Protection
Editors note: This is a recurring post, regularly updated with new information.
Some using your card that covers the rental car if youre in an accident or if the rental car is stolen or damaged. A small number of premium travel rewards credit cards even offer primary coverage which means you don’t have to file with any other insurance first but secondary coverage is much more common.
While most American Express credit cards don’t automatically offer primary car rental coverage , most will offer the option to purchase a Premium Car Rental Protection policy that provides primary coverage. The optional Premium Car Rental Protection policy can be added to rentals made using an eligible Amex card for a small fee.
This guide looks at this optional coverage and discusses when it makes sense to enroll.
Best No Annual Fee Personal Card: Bilt Mastercard
Pros & Cons
- The information related to the Bilt Mastercard® has been collected by Business Insider and has not been reviewed by the issuer.
- 3X point per dollar spent on dining
- 2X point per dollar spent on travel
- 1X points per dollar spent on rent payments
- World Elite Mastercard benefits including cell phone insurance, purchase assurance, Lyft, Doordash, and Shoprunner discounts, Mastercard Luxury Hotel & Resorts, World Elite Concierge
- No foreign transaction fee
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What Is American Express Premium Car Rental Protection
Most American Express cards even those that don’t include secondary coverage on rental cars offer the opportunity to purchase primary coverage at a reasonable flat cost per rental. Primary coverage means that you don’t have to file with any other insurance before filing with American Express. Enrollment required for select benefits.
The following table compares the lower and higher levels of the optional Premium Car Rental Protection policies with a secondary policy included with The Platinum Card® from American Express. Remember, though, the included secondary car rental policies differ across American Express cards, so yours might not be exactly like the one outlined below.
Map Of Dollar Car Rental Locations Near Richmond Hill Ontario Canada
To access the widest rental options in USA, select airport locations. If you are looking for a specific car, you can probably find it in Richmond Hill, Ontario, Canada. At rental points in the city center and in other locations, the car park is slightly smaller, but the prices are usually lower than at the airport.
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Best For Those Who Prefer Rental Car Elite Status
Whos this for? Those who prefer luxury travel benefits, annual travel credits, a decent welcome bonus and lucrative points-earning rates should check out theCapital One Venture X Rewards Credit Card.
Car rental benefits: The card also includes primary rental insurance with an auto rental collision damage waiver to cover damage caused by crashes or theft up to the value of the vehicle on rentals up to 15 consecutive days in the U.S. and up to 31 consecutive days while renting abroad.
In addition to receiving perks through your automatic Hertz President’s Circle® elite status such as skipping the rental counter and having the largest selection of cars cardmembers can also earn 10X miles per dollar on rental cars reserved through Capital One Travel and for any Turo bookings made now through May 16, 2023.
Other perks: While there is a $395 annual fee, this card does provide valuable travel benefits such as an up to $300 annual Capital One Travel credit, airport lounge access and an automatic 10,000-mile bonus every year you keep your card open.
Cardholders also receive exclusive access to dining reservations, culinary experiences and ticket presales for sporting events and concerts no foreign transaction fees for using the card overseas travel accident insurance extended warranty and return protection and cell phone protection.
Should I Buy Extra Insurance Along With Thrifty Car Rental In Richmond Hill Ontario Canada
Each supplier wants to be financially secure. Therefore, car hire is available only with valid insurance. If you dont have it, then Thrifty has a reason to refuse you.
There are several cases when you dont need an insurance protection plan:
- you already have the initial coverage that applies to international pickups, and the type/class of car you select
- your credit card manufacturer has an extra insurance option, which covers you and rental cars abroad.
If you dont fall under any of the items, then obtaining any type of protection is the only solution. You can buy Excess fee insurance at the stage of reservation on our website and secure your deposit. Or, you can buy Full coverage insurance or Excess reduction at the Thrifty rental counter.
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How Much Is A Rental Car From Dollar In Richmond Hill Ontario Canada
Among the most popular car rental types in Richmond Hill, Ontario, Canada are Full Size, Standard and SUV. To make a more well-informed decision, review the graph of average daily car rental prices of the most popular car types from Dollar in Richmond Hill, Ontario, Canada during the last year.
The price of car rental highly depends on the car category. However, seasonal price changes also matter.
Full Size, Standard and SUV are the most popular Dollar car rental deals Richmond Hill, Ontario, Canada. The graph below shows the price fluctuations for these cars over the past year, allowing you to choose the best deal at the right time:
You can see that the cheapest compact car rental Dollar Richmond Hill, Ontario, Canada is available for $36 per day in December, and the most affordable van costs $69 per day in September. At the same time, April is the best time to find an SUV at a nice price of $54 per day.
Who Gets To Use American Express Car Rental Insurance
Youre eligible for American Express car rental insurance if you:
- Are the primary cardholder or authorized user.
- Signed the car rental agreement.
- Have a permanent residence in Canada.
- Youve activated your car rental theft and damage insurance.
How to activate Amex Car Rental Loss and Damage Insurance
Heres how activated coverage is defined:
- You decline the coverage from the rental car company or purchase a partial collision damage waiver.
- You or an authorized driver is on the rental agreement, and the vehicle comes into your possession.
- You pay for the entire rental with your Amex card. This includes any deposits you must make when you collect the vehicle.
What Cards Are Eligible For Premium Car Rental Protection
Most American Express cards are eligible to be enrolled in the Premium Car Rental Protection program. However, corporate cards and card accounts issued by a third-party bank partner of American Express are not eligible for enrollment.
Additionally, eligibility may vary by your state of residence and enrollment status of other card accounts you previously opened.
What Rental Car Models Dollar Provide In Richmond Hill Ontario Canada
Dollar car rental Richmond Hill, Ontario, Canada provides a wide range of economy and compact models such as Chevrolet Spark, Ford Focus, Nissan Versa, or similar. Standard and mid-size models include the Nissan Sentra and Volkswagen Jetta.
If you are looking for a full-size car, Chevrolet Malibu will be one of the greatest options. On the other hand, Chevrolet Impala, Chrysler 300, and Buick Lacrosse are the most popular luxury/premium models. Jeep Compass, Kia Sorento, Nissan Pathfinder, and BMW X3 are available as SUV car rental Dollar Richmond Hill, Ontario, Canada.
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