Michigan Governor: Last Of $400 Auto Refunds Issued
Michigan Gov. Gretchen Whitmer announced this week that auto insurers should have issued the last of $400 per eligible vehicle insurance refunds by May 9 and that any residents who have not received their refund should contact their insurance company or the Department of Insurance and Financial Services .
In March Whitmer ordered the Michigan Catastrophic Claims Association to transfer $3 billion of surplus funds to insured drivers. Whitmer attributed the surplus and refunds in part to a 2019 law that curbed or cut what health providers and home aides can charge auto insurers.
Thanks to the bipartisan auto insurance reform I signed in 2019, we have delivered $400 auto refund checks per vehicle totaling $3 billion to Michigan drivers, said Whitmer.Our efforts put money back in the pockets of Michigan drivers this year and have also delivered more than $1 billion in statewide premium savings since the law took effect. Lets continue finding ways to lower costs for families.
Auto insurers were given 60 days until May 9 to issue refund checks.
Residents who had a car, motorcycle, or RV that was insured to drive legally on Michigan roads as of 11:59 p.m. on October 31, 2021, are eligible for a refund, the DFIS said. The refunds are $400 per vehicle and $80 per historic vehicle.
Governors Office: All Auto Insurance Refund Checks Issued To Eligible Drivers
LANSING, Mich. – Check your mailbox, you may have some extra cash in there.
According to Gov. Gretchen Whitmers office, all of the auto insurance refund checks have been sent to eligible Michigan drivers.
In December, Gov. Whitmer announced she, along with the Michigan Department of Insurance and Financial Services , were sending checks to Michigan drivers after it was discovered there was a surplus in funds in the Michigan Catastrophic Claims Association.
The checks were for $400 per vehicle for every Michigan policyholder. In total, the refunds added up to more than $3 billion.
Sending out millions of refunds was a massive undertaking for Michigans auto insurers, and we recognize their efforts during this important process. We were able to put a significant amount of money back in Michiganders pockets something we should all celebrate, ” said DIFS Director Fox.
The insurance companies were given a deadline of May 9.
To qualify for the refund checks, you had to have a vehicle insured under your name on Oct. 31, 2021.
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Gov Whitmer Announces More Than $900 Million In Auto Insurance Refunds Already Returned To Eligible Michiganders
$3 billion in refunds to be sent out to eligible Michiganders by May 9, 2022
This release was originally issued by Governor Whitmers Office.
Media Contact: Laura Hall, Consumer Hotline: 833-ASK-DIFS,
FOR IMMEDIATE RELEASE: April 14, 2022
Governor Gretchen Whitmer announced today that nearly a third of eligible Michiganders have already received their $400 auto refund checks from the Michigan Catastrophic Claims Association catastrophic fund surplus. According to data gathered by the Michigan Department of Insurance and Financial Services , more than $906 million of the total $3 billion in surplus funds has been returned to Michigan drivers. Auto insurers have until May 9 to deliver the remaining $2.1 billion via checks or deposit to eligible drivers.
“Thanks to our bipartisan auto insurance reform, Michigan drivers are receiving $400 refund checks per vehicle. Already, more than $906 million has been put back into the pockets of Michiganders and into our economy, and another $2.1 billion is on the way, said Governor Gretchen Whitmer. We will continue working together to put Michigan drivers first. Keep an eye out for your $400 refund!
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Whitmer Reminds Michiganders Today Is The Deadline For Auto Insurers To Issue Auto Insurance Refunds
DIFS Consumer Hotline: 833-ASK-DIFS
Gov. Whitmer Reminds Michiganders Today is the Deadline for Auto Insurers to Issue $400 Per-Vehicle Auto Insurance Refunds
LANSING, Mich. — Governor Gretchen Whitmer is reminding Michiganders that today is the deadline for auto insurers to issue $400 per eligible vehicle insurance refunds. Eligible Michiganders who did not receive their share of the $3 billion catastrophic fund surplus should contact their insurance company or the Department of Insurance and Financial Services .
“Thanks to the bipartisan auto insurance reform I signed in 2019, we have delivered $400 auto refund checks per vehicle totaling $3 billion to Michigan drivers, said Governor Whitmer. Our efforts put money back in the pockets of Michigan drivers this year and have also delivered more than $1 billion in statewide premium savings since the law took effect. Lets continue finding ways to lower costs for families.
Auto insurance companies were directed to issue Michigan Catastrophic Claims Association catastrophic fund surplus refund checks to eligible Michiganders as quickly as possible, and in no event later than today, May 9, 2022. The $400 per-vehicle refunds for eligible drivers were made possible by cost savings created by Michigans historic bipartisan auto insurance reform law signed by Governor Whitmer in 2019.
Additional information is available at Michigan.gov/MCCArefund.
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Executive Office of the Governor
Communications Division
Whitmer Announces $22 Billion In Auto Insurance Refunds Have Been Issued

LANSING Governor Gretchen Whitmer announced that $400 auto refund checks have been sent to nearly three-quarters of eligible Michiganders from the Michigan Catastrophic Claims Association catastrophic fund surplus.
Data gathered by the Michigan Department of Insurance and Financial Services shows that Michigans auto insurance companies have distributed approximately $2.2 billion in total, with more than $1.2 billion being sent out in just the last two weeks. Auto insurers have until May 9 to issue the remaining checks or deposits to eligible drivers.
“Thanks to the bipartisan auto insurance reform I signed, nearly $2.2 billion has been put back in peoples pockets and another $800 million is yet to come, said Whitmer. Auto insurers have one more week to issue any remaining refunds to eligible drivers, so if you have not yet received your money, be sure to keep an eye on your mailbox or bank account. These refunds will help families pay the bills and put food on the table as we keep growing our economy, creating more good-paying jobs, and lowering costs.
Insurers have one more week to go until the May 9 deadline and we are keeping a close eye on the process, said DIFS Director Anita Fox. If you are eligible for a refund and do not receive it by May 9, be sure to contact your insurance company to ensure it has been issued.”
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Is There Going To Be A 2022 Michigan Auto Insurance Refund
by Entrust Agent | Apr 15, 2022 | Insurance FAQs
Wondering if there is going to be an auto insurance refund in 2022? The answer is yes! Weve been receiving a lot of questions about it. Not everyone will be receiving the same amount. It is all dependent upon a persons situation.
We gathered as much information as possible for you. listen as our owner, Patrick Brennen, explains what you need to know and what you can expect.
Whitmer Announces Billions In Auto Insurance Refunds Have Been Issued To Michiganders
Gov. Whitmer Announces $2.2 Billion in Auto Insurance Refunds Have Been Issued to Michiganders
Auto insurers have one week to issue remaining refunds to eligible Michiganders
LANSING, Mich. — With one week until the deadline, Governor Gretchen Whitmer announced today that $400 auto refund checks have been sent to nearly three-quarters of eligible Michiganders from the Michigan Catastrophic Claims Association catastrophic fund surplus. Data gathered by the Michigan Department of Insurance and Financial Services shows that Michigans auto insurance companies have distributed approximately $2.2 billion in total, with more than $1.2 billion being sent out in just the last two weeks. Auto insurers have until May 9 to issue the remaining checks or deposits to eligible drivers.
“Thanks to the bipartisan auto insurance reform I signed, nearly $2.2 billion has been put back in peoples pockets and another $800 million is yet to come, said Governor Gretchen Whitmer. Auto insurers have one more week to issue any remaining refunds to eligible drivers, so if you have not yet received your money, be sure to keep an eye on your mailbox or bank account. These refunds will help families pay the bills and put food on the table as we keep growing our economy, creating more good-paying jobs, and lowering costs.
Executive Office of the Governor
Communications Division
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Penalties For Driving Without Car Insurance In Michigan
Driving without insurance is a bad idea, but some people still do it in 2019, 25.5% of drivers in Michigan were driving without insurance.
If you choose to drive without insurance in Michigan, expect the following consequences:
Your license may be suspended if you’re pulled over and you dont have proof of insurance.
Youll be required to pay a fine to reinstate your license.
The state may also require your insurance company to file an SR-22 form proving you have insurance before your license can be reinstated.
The state may cancel your registration and license plates until your insurance is reinstated.
Thats not counting the potential financial consequences of driving uninsured. If youre in an accident and deemed to be at fault, you wont have car insurance to cover the costs. That means you could be on the hook for tens of thousands of dollars in damage, and your assets, like your car, savings, or home could be at risk.
Michigan Drivers Are About To Get $400 Refunds For Every Car
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Where Will My Refund Check Be Coming From
Insurance companies take part of the premium from every insurance policy in Michigan and place it into the special insurance fund administered by the MCCA. So, the MCCA is issuing the refund to policyholders.
The MCCA’s goal was to distribute the refund of its surplus to insurance companies by March 9, 2022. So, insurance companies should be starting to process refunds to their customers now.
These refunds may be issued by check or bank transfer.
Be wary of scams trying to get you to provide bank account information to receive your refund. Make sure you verify that you are dealing with an authorized representative of your insurance company before providing any information.
Heres When You Will Get Your $400 Car Insurance Refund In Michigan
April 14: Two-thirds of Michigan drivers still havent got their $400 insurance refund
LANSING Michigan has begun its rollout of $400 per-vehicle refunds to insured drivers, with checks arriving no later than May 9, the Whitmer administration announced Friday.
Gov. Gretchen Whitmer, who in November urged refunds from the Michigan Catastrophic Claims Association, confirmed Friday that refund distribution has begun.
Anyone who had a vehicle, motorcycle or RV that was insured by a policy that allows them to operate in Michigan as of October 31, 2021 is eligible for refunds.
The refunds are part of 2019 auto insurance reforms negotiated between Whitmer and the Republican-run legislature that were designed to cut down what have been the highest rates in the nation by ending mandatory lifetime coverage for auto crash victims and creating new fee limits for medical treatment.
Related: Michigan drivers to get insurance refunds of $400 per car from trust fund
Whitmer said the reforms have already lowered the cost of auto insurance for drivers.
And starting this week, thanks to that reform, Michiganders are getting $400 refund checks per vehicle for every insured driver, putting money in peoples pockets,” Whitmer said. “We will continue working to save Michiganders money so they can pay their bills and put food on the table.
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Michigan Motorists Will Receive A Car Insurance Reimbursement In 2022
Recent bipartisan car insurance reform in Michigan will result in refund checks being delivered directly to drivers’ pockets.
Eligible Michigan drivers will receive a $400 car insurance refund per vehicle this spring due to a surplus held by the Michigan Catastrophic Claims Association .
“The $400 per-vehicle refund is a result of the reforms passed with bipartisan support by the Legislature and signed into law by Gov. Gretchen Whitmer, as well as sound financial returns on investments made by the MCCA,” according to a press release.
Still, Michigan has the third-highest auto insurance rates in the country after Florida and Louisiana, according to Policygenius data. Drivers paid an average of $2,377 per year in car insurance premiums, well above the national average of $1,652.
Keep reading to learn more about these car insurance refunds. And if you’re interested in switching your car insurance, you can visit Credible to shop around for the right policy for your needs.
Proof Of Insurance Requirements In Michigan

According to Michigans no-fault insurance law, Michigan drivers are required to carry proof of insurance, both when driving and when registering their car. Your proof of insurance must show that you have PIP, PPI, and third party liability coverage.
Drivers can provide proof of insurance with ID cards or electronically through their insurance companys app on their phone. Drivers who are insured but dont have proof of insurance can expect to be issued a ticket for no more than $50.
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Could You Be Saving More On Car Insurance
The 2022 Michigan insurance refund is a special, one-time thing, but Michigan drivers could be saving money on their insurance every year. Just by shopping around, there’s a good chance you will find the same coverage you have now at a cheaper price.
Why not see if there are better insurance rates out there for you? On average, people save up to 40% a year on car insurance by comparing rates. Just enter your zip code below and answer a few questions to get your free estimates now.
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Whitmer Sought A $5 Billion Refund
Associated Press
LANSING, Mich. Michigan drivers with auto insurance will soon starting getting previously announced $400 refunds per vehicle.
Gov. Gretchen Whitmer and the state’s top insurance regulator said Monday that a $3 billion transfer of surplus funds from the Michigan Catastrophic Claims Association to car insurers will be completed this week. The companies will have 60 days to issue the refunds no later than May 9.
The state said eligible consumers who do not get refunds should contact their auto insurer or agent. Those who are unable to resolve questions or concerns can contact the state Department of Insurance and Financial Services.
The catastrophic care fund, which reimburses insurers medical and other costs for people seriously injured in crashes, is funded with an annual per-car fee that became optional under a 2019 law. The governor has attributed the surplus and refunds in part to the law that also curbed or cut what health providers and home aides can charge auto insurers, which said they were being gouged.
Critics say the slashed reimbursements have led to injured motorists losing quality care and access to care.
The law requires refunds, though Whitmer who is up for reelection successfully requested that they be issued sooner than required. She sought a $5 billion refund. The association agreed to a $3 billion refund.
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Michigan Auto Insurance Refund
In December of 2021, Governor Gretchen Whitmer and the Michigan Catastrophic Claims Association voted to refund approximately $3 billion of surplus funds to vehicle owners in Michigan.
Drivers in Michigan were eligible for a refund of $400 per vehicle if they had a vehicle, motorcycle or RV insured by a policy that met the state minimum insurance requirements as of October 31, 2021.
The refunds were sent out no later than May 9, 2022, so if you didnt get a refund and believe you were eligible you should reach out to your car insurance company for more information.
What Is The 2022 Michigan Auto Insurance Refund
By state law, car owners in Michigan pay into a special insurance fund managed by the Michigan Catastrophic Claims Association . This fund provides medical coverage for people who suffer severe injuries in car accidents.
Over time, that fund built up a large surplus. That means it had more than enough money to cover the claims it was likely to have to pay.
Your refund is coming from the insurance company you had an active policy with at 11:59 pm on October 31, 2021.
Late last year, the MCCA board decided to return $3 billion of that surplus to the people who had been paying into the fund. That’s where this refund is coming from.
When that $3 billion is divided up amongst all eligible drivers, it amounts to a $400 refund on every car insurance policy.
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