Shop Around To Get Cheap Insurance
No matter what company you’re currently getting auto insurance from, remember that it’s important to shop around and compare quotes from multiple companies. Prices and offers change over time, and you may be able to save by switching to another insurer.
Be sure to take advantage of potential discounts. Many insurers offer car insurance discounts for things like bundling other types of insurance with your auto policy or going years without filing a claim.
Its All About You We Want To Help You Make The Right Coverage Choices
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships dont influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The cheapest auto insurance company in Jacksonville is USAA
- Average auto insurance rates in Jacksonville, FL for senior drivers are $2,679 per year
- The average commute length in Jacksonville is 23.9 minutes
Jacksonville, Florida auto insurance requirements are 10/20/10 according to Florida auto insurance laws. Finding cheap auto insurance in Jacksonville can seem like a difficult task, but all of the information you need is right here. Well cover factors that affect auto insurance rates in Jacksonville, Florida, including driving record, credit, commute time, and more.
Before you buy Jacksonville, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Jacksonville, Florida auto insurance quotes.
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Car details – year, make and model. If you Insure multiple cars, you may be entitled to major discount. Driving history – details of any claims or accidents. The better record you have the better your price. Driver details personal details like your date of birth address and occupation for you and any named drivers. Prior insurance carrier and expiration date. More background you may need to provide more general information like your marital status and whether you rent or own your home.
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The Cheapest Car Insurance Companies In Jacksonville
These insurers offer the best value for the average Jacksonville driver with a full coverage policy:
- GEICO: $1,115 annually
- State Farm: $1,440 annually
With an annual premium of $770, USAA is a good option for Jacksonville military personnel and their families.
In Jacksonville, GEICO is the most affordable option for car insurance. In contrast, Progressive’s annual premium is roughly $2,253, which is the most expensive in the city. Comprehensive and collision coverage is included in both insurers’ premiums for full coverage car insurance. Comprehensive and collision insurance are included in full coverage policies. However, the cost varies depending on the liability limits you choose.
Cheapest Car Insurance in Jacksonville
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MoneyGeek’s analysis based its findings on rates for a 40-year-old male driver with a full coverage policy as described in our methodology.
A comprehensive and collision coverage will cost more than a policy with only liability coverage. Full coverage car insurance, on the other hand, provides additional security in the event of an accident by helping to cover the costs of car damage. This is important since it guards you against the high expense of vehicle damage.
If you own an older car, note that full coverage car insurance may cost you more than the car is worth. This is when liability only insurance or even state-minimum coverage may be your best bet for getting the lowest prices possible.
Compare Car Insurance Rates in Jacksonville
Is It Expensive To Live In Jacksonville
According to a study by Sperlings Best Places, the cost of living in Jacksonville is a bit lower than the national average.
Sperlings cost of living index is based on a U.S. average of 100. An amount below 100 means Jacksonville is cheaper than the U.S. average, while a cost of living index above 100 means it is more expensive. Jacksonville ranked at 93.5.
The median home price in Jacksonville is $180,300.
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Best Insurance Company For Customer Service In Jacksonville
Its not enough to just have the best prices. You should also look for insurers that offer quick and transparent customer service. In our survey, companies rated the highest in customer service typically had fast response times, a 24/7 claims center or helpful representatives.
According to our survey of customer satisfaction, the Jacksonville insurance company with the best service ratings is Allstate with 64% of policyholders stating that they are satisfied with their customer service experience. A close second is State Farm, with 59% of customers being satisfied with their experience.
Insurers were selected based on market share and quote availability. Complaint index information is drawn from the National Association of Insurance Commissioners. The national median for the complaint index is 1.0, meaning companies with a lower index provide better customer service compared to the median company.
What Zip Codes Are The Best For Cheap Auto Insurance In Jacksonville Fl
Where you call home in Jacksonville can impact how much you pay for car insurance as well.
For example, if you live in a neighborhood with high crime rates, odds are youre going to pay more for your auto insurance than someone who lives in an area where vehicle theft is a rare occurrence.
Check out the table below to see the average car insurance rates based on ZIP code.
Annual Average Jacksonville Auto Insurance Rates by ZIP Code
|Jacksonville, FL ZIP Code|
As you can see in the data, the difference in rates between the least and most expensive ZIP codes in Jacksonville is around $300. Lets keep going to see what other factors have an impact on your car insurance rates.
Enter your ZIP code below to compare auto insurance rates.
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Start With A Free Car Insurance Quote In Jacksonville Fl
Get insured today! Share a little bit about yourself, and we can present you with a free insurance quote. Car insurance is an important protective measure that can bring you peace of mind on the road and trunk-loads of help when an emergency happens. Call, click, or come into your local Jacksonville Acceptance Insurance office for reliable FL auto insurance plus low down payments and flexible payment options.
What Else Do I Need To Know About Jacksonville
Thats a good question. Its a growing city with a vibrant downtown. Its location on the East Coast provides easy access to many vacation destinations throughout the Southeast.
If youre ready to find the best cheap insurance in Jacksonville, FL for you and your family, enter your ZIP code to get started on finding car insurance quotes in Jacksonville, FL.
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How Safe Are Jacksonvilles Streets And Roads
To understand the safety of roads in Jacksonville, we can refer to data provided by the National Highway Traffic Safety Administration. However, the data from NHTSA is at the county level. Jacksonville is in Duval County, so well show you data from that county and others nearby.
The following chart shows the fatalities by county for the state of Florida from 2013-2017.
Traffic Fatalities by County in Florida
From the data, you can see that more fatalities occurred on urban roadways, which makes sense, as there is generally more traffic and congestion on city streets.
In 2016, Duval County and the surrounding area also had nine deaths involving trains.
Compare Jacksonville Florida Auto Insurance Quotes
Before you buy Jacksonville, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Jacksonville, Florida auto insurance quotes.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All…
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The offers that appear on this site are from companies that compensate us. This compensation may impact how and where products appear on this site, including, for example, the order in which they may appear within the listing categories. But this compensation does not influence the information we publish, or the reviews that you see on this site. We do not include the universe of companies or financial offers that may be available to you.
Cheapest Sports Car Insurance Rates In Jacksonville
The top-ranked model in Jacksonville for the lowest-cost average insurance in the sports car segment is the Mazda MX-5 Miata, costing an average of $1,872 per year. Second place is the Ford Mustang at $2,278 per year, the third cheapest is the BMW Z4, at an average of $2,326 per year, and the fourth cheapest is the Subaru WRX, at an average of $2,458 per year.
Rounding out the top 10 are models like the Subaru BRZ, Chevrolet Corvette, BMW M3, and Toyota GR Supra, with average insurance cost of $2,798 per year or less.
In the bottom half of the top 20, cars like the Dodge Challenger, BMW M4, Mercedes-Benz AMG GT53, Porsche 718, and Jaguar F-Type average between $2,798 and $3,562 per year for auto insurance.
From a cost per month standpoint, full-coverage insurance on this segment in Jacksonville for an average middle-age driver starts at around $156 per month, depending on your company and location.
The comparison table below ranks the twenty sports cars with the cheapest average auto insurance rates in Jacksonville, starting with the Mazda MX-5 Miata at $1,872 per year and ending with the Lexus LC 500 at $3,562 per year .
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Table Data Details:
Need rates for a different vehicle? No sweat! Enter your zip code at the bottom of the table above and click the orange GO button to get free car insurance quotes from the best companies in Florida.
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How Is Traffic Congestion In Jacksonville Florida
According to INRIX, Jacksonville residents spent 60 hours stuck in congestion in 2018, at an average cost of $840 per driver. It ranks as the 39th-most congested city in the country.
The busiest highway in Jacksonville is the interchange between Interstate 95 and Interstate 10 in downtown Jacksonville. Estimates say over 200,000 vehicles utilize this section of the road daily.
You can stay ahead of traffic by using the FL 511 app or websites like localconditions.com, especially if you need to commute into the downtown area where congestion can be a major issue.
Car Insurance Discounts In Jacksonville Fl
GEICO offers competitive rates on Jacksonville car insurance policies, but you may also be able to save more. Check out our available car insurance discounts and you may be able to save more on an auto insurance policy. GEICO discounts may include:
See all of the car insurance discounts that are available with GEICO.
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Cheap Jacksonville Florida Auto Insurance Rates By Coverage Level
How much does the coverage level you select affect the cost of your auto insurance in Jacksonville, Florida? Check out the comparison of annual Jacksonville, Florida auto insurance rates by coverage level.
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Toyota Corolla Insurance Rates
With MSRP ranging from $20,175 to $28,460, average Jacksonville car insurance rates on a Toyota Corolla range from $2,024 per year on the Corolla L model up to $2,228 per year for the Corolla XSE Apex Edition trim.
When Jacksonville car insurance rates for the Toyota Corolla are compared to the national average cost on the same vehicle, the cost is anywhere from $596 to $654 more expensive per year in Jacksonville, depending on the trim level being insured.
On a monthly basis, car insurance on the Toyota Corolla for a safe driver can range from $169 to $186 per month, depending on policy coverages and your Zip Code in Jacksonville.
The rate chart below is a good visualization how insurance rates for a Toyota Corolla can be very different for different driver ages and common policy situations.
For our example drivers, rates range from $1,762 to $4,758 per year, which is a difference in cost of $2,996 just for changes in rated drivers.
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Free Auto Insurance Comparison
Chris Tepedino is a feature writer that has written extensively about auto insurance for numerous websites. He has a college degree in communication from the University of Tennessee and has experience reporting, researching investigative pieces, and crafting detailed, data-driven features.His works have been featured on CB Blog Nation, Flow Words, Healing Law, WIBW Kansas, and Cinncinati.com. …
Written byChris TepedinoInsurance Feature Writer
Rachael Brennan has been working in the insurance industry since 2006 when she began working as a licensed insurance representative for 21st Century Insurance, during which time she earned her Property and Casualty license in all 50 states.After several years she expanded her insurance expertise, earning her license in Health and AD& D insurance as well. She has worked for small health in…
Compare Recent Car Insurance Quotes In Jacksonville
Your vehicle plays a big part in how you rate for car insurance. The more your car is worth, the higher your car insurance rate. To lower your monthly premiums, you can set a higher deductible, but youll need to pay that deductible if you have an accident. Generally speaking, the newer a car is, the more its worth, and you may pay more in premiums, but the latest safety features will earn you a discount. The overall safety ratings of a car are also considered when determining your rate. In Jacksonville a driver of a 2015 Hyundai Sonata can expect to pay around $602.23 per month while someone that owns a 2003 Mercedes-Benz Clk may pay around $107.20 per month. Check out the list of recent quotes in Jacksonville below.
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Cheap Auto Insurance Jacksonville Fl For Driving Record Rates
If you get a speeding ticket, have an accident, or get a DUI, your rates will probably increase in most situations, making it even more important to find cheap auto insurance in Jacksonville, FL.
The table below shows rates with these three violations compared to the rate for a clean record.
Driving Record Insurance Rates in Jacksonville, Florida
|Driving Record Insurance Rates in Jacksonville, Florida||Clean Record Average Annual Auto Insurance Rates||With One Speeding Violation Average Annual Auto Insurance Rates||With One Accident Average Annual Auto Insurance Rates||With One DUI Average Annual Auto Insurance Rates||Average Annual Auto Insurance Rates|
Numbers dont lie. A speeding ticket with State Farm as your insurer will raise your rates by $300. And a DUI? Well, we hope you never drink and drive, but if you do and you get caught, you can expect your rates to go up thousands of dollars with most companies.
What To Expect When Buying Jacksonville Car Insurance
In order to reinforce how much the cost of auto insurance can fluctuate between drivers , the examples below present comprehensive car insurance rates for three popular models in Jacksonville: the Ford F150, Toyota Corolla, and Honda CR-V.
Each chart shows average rates for a range of driver profiles to illustrate the cost difference when minor changes are made to the driver profile.
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Compare Auto Insurance In Jacksonville
Friday, November 9 2018By QuoteWizard
Not many people know this, but Jacksonville, Florida is the largest city by area in the continental United States. At 875 square miles, Jacksonville is a large city. It can be a long drive to get where to your destination, and if youre spending a lot of time on the road, that makes finding the cheapest car insurance rates very important.
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