Our Take On Farm Bureau Insurance In Michigan: 40 Stars
We rated Farm Bureau insurance in Michigan 4.0 of 5.0 stars. We like the providers extensive coverage, strong financial standing, and mostly positive customer reviews. However, it does offer fewer discounts than other car insurance companies. Overall, we like the insurer, but it may not be the best for Michigan drivers on a budget.
To start comparing free, personalized car insurance quotes in Michigan, use the tool below.
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Farm Bureau Insurance: Michigan
As the largest general farm organization in the state, we found that Farm Bureau Insurance in Michigan is a strong regional option for auto needs. The company offers coverage for cars, businesses, crops, farms, and even larger categories like life, homes, and retirement.
Despite its smaller-than-average operation, we were impressed with Michigan Farm Bureau Insurances consistent ratings, positive reviews, and extensive coverage. If you are a resident of the Great Lake State whether youre a part of the farming community or not this could be a dependable option for you.
We recently reviewed 30 of the best car insurance companies in the nation, ranking them on coverage, availability, discounts, industry reputation, and customer experience. How does Michigan Farm Bureau stack up to the bigger companies? Lets go through everything you need to know about Farm Bureau Insurance in Michigan.
As always, we recommend getting quotes from several car insurance companies and comparing coverage before making a final decision.
Farm Bureau Insurance Of Michigan Jobs
relevancedate
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Grand Blanc, MI 48439Full-time +1 - Minimum one year of experience in insurance processing preferred.
- Receive, process, and verify insurance and membership transactions.
| Lansing, MI 48917Full-time |
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About Michigan Farm Bureau Family Of Companies
All About Us
Michigan Farm Bureau Family of Companies is comprised of Michigan Farm Bureau MFB, Inc. the Michigan Agricultural Cooperative Marketing Association, Inc. Farm Bureau Mutual Insurance Company of Michigan Farm Bureau Life Insurance Company of Michigan and Community Service Acceptance Company.
The purpose of the Michigan Farm Bureau is to represent, protect, and enhance the business, economic, social and educational interests of our members. Formed in 1919, MFB is the state’s largest general farm organization. That means we represent Michigan’s agricultural diversity, from crops and livestock, to fruits and vegetables, greenhouses, forestry and more. We also represent farms of all sizes small, medium and large and varying styles of production, including conventional and organic and both indoor and outdoor animal management.
MFB is the parent organization of the Farm Bureau Family of Companies and is the state’s largest general farm organization, with over 40,000 farmer-member families and more than 217,000 total members in 65 county Farm Bureaus.
Work For Yourself But Not By Yourself
Farm Bureau Insurance is looking for individuals interested in running their own business while becoming a difference maker in their community. We offer a competitive financing program, marketing support, training and education, and incentives. At Farm Bureau, we believe there are few careers that make a profound impact on an entire community the way an agent does. We believe in the nobility of what we do and that being an agent is something to be proud of.
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Helping Content Editors Do More
CMS Migration
For the Farm Bureau staff tasked with managing the website day-to-day, the most notable change is the CMS platform itself. We moved their team away from their outdated CMS to a Drupal platform that gave them greater content editing control. This transition will allow their content editors to more easily update and publish various types of content including basic pages, news articles, and more.
Tagging & Taxonomies
A robust tagging and taxonomy system allows them to promote relevant content, like related news and products, anywhere across the site. This makes it easier for their marketing team to cross-sell additional insurance products to their customers, like bundling an auto and home policy.
With these enhancements in their toolbox, Farm Bureau can finally communicate with their insurance customers and members the way they want to. By creating a better online experience, they are fulfilling their promise to always work toward improving their service, further building trust with Michigan families.
What Affects The Cost Of Farm Bureau Insurance In Michigan
Like all insurers, Michigan Farm Bureau Insurance uses a number of factors about you and your vehicle to determine the cost of your premiums. Here are just some of those factors:
- Age: Younger drivers and senior drivers pay higher rates for insurance than middle-aged drivers. Teen drivers get charged the highest rates.
- Drivers with poor credit face higher rates for their premiums in Michigan than drivers with good credit.
- Driving record: Any recent speeding tickets, moving violations, or at-fault accidents will cause your insurance premiums to go up.
- Location: Drivers in urban areas like Detroit and Lansing usually pay higher rates than drivers in rural parts of Michigan.
To help you see how these factors affect your premiums, here are some average estimates from top providers for Michigan drivers from different profiles:
| Car Insurance Company |
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Michigan Farm Bureau Insurance Reviews And Ratings
You can feel confident about the financial health of Farm Bureau insurance in Michigan. In 2021, AM Best rated Farm Bureau Insurance Company of Michigan an A-. The company is also accredited by the BBB and received an A+ rating.
Even individual locations throughout Michigan receive an above-average number of positive reviews. When Farm Bureau falls short, comments address confusion with the claims process, understanding contracts, and a few negative customer service interactions.
When we analyzed company policies and reviews, a few things stood out to us about coverage with Michigan Farm Bureau Insurance:
- Great company for regional knowledge and involvement
- An extensive list of coverages for both individuals and businesses
- No mobile app but claims can be submitted through the FB Express web app
- Fewer discount opportunities than other companies
- Offers roadside assistance
You can gain great insight from hearing first-hand experiences from those who use Farm Bureau Insurance in Michigan:
Claims Process With Farm Bureau
Some customer reviews also mentioned the Farm Bureaus claim process. Our review team was impressed by the online claims setup for Farm Bureau Insurance in Michigan. J.D. Power rated the claims process as Better Than Most in its 2019 U.S. Auto Insurance StudySM.
You can submit a claim online or call. You can also login into your account to check the status of your claim if youre waiting for a response. If an accident occurs during traditional business hours, you can also call your local agent for assistance.
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Creating A Unified Brand
One of the largest changes to their web presence is a shared space for the Family of Companies. Instead of managing separate websites like they were previously, Farm Bureau now has one site to represent the company as a whole.
One reason for this shift was to help their customers understand the relationship between both sides of the company and how they work together to offer greater value to their members. This decision also allowed us to create one menu structure, making it easier to find information and explore everything Farm Bureau has to offer.
In our early discovery work, we learned that many insurance customers didnât understand the full value of their Farm Bureau membership. Some werenât aware that their membership gave them access to savings and discounts on daily purchases, or that they were contributing toward larger causes in Michiganâs agriculture industry. By creating a unified web presence, we were able to tell Farm Bureauâs full story, not just one side of it.
About Farm Bureau Insurance In Michigan
Michigan Farm Bureau is a part of the American Farm Bureau Federation network of organizations that offer coverage through the United States. Headquartered in Lansing, Michigans bureau only provides services and support to those living and working in Michigan, so it naturally has a smaller client pool than other major car insurance providers.
Here are some quick facts about Farm Bureau Insurance in Michigan:
- There are 450 local agents around Michigan.
- It was founded in 1949 by Michigan farmers seeking local representation.
- All of its insurance plans cover nearly 500,000 customers.
It should be noted that to be eligible for insurance through the Farm Bureau, you have to be a farm bureau member.
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Michigan Farm Bureau Insurance Cost
Everyones car insurance quotes vary based on factors like driving record, credit history, age, and where you live, as well as your cars make, model, and year. Unfortunately, Michigan has some of the highest annual premiums in the country, averaging $1,469.73 in 2017, according to the National Association of Insurance Commissioners .
Michigan Farm Bureau Insurance has a variety of ways to pay for your policy, including:
- Monthly electronic funds transfer
- Traditional monthly payments
- Semi-annual payments
- Full payments for annual contracts
To be eligible for Farm Bureau Insurance, you are required to be a member of the Farm Bureau. Members are required to pay yearly membership dues of $20 to $90 a year, depending on your associate or community.