Liberty Mutual Car Insurance Quotes

Can I Learn More About Liberty Mutual

Liberty Mutual’s website is a great place to learn more about Liberty Mutual’s insurance offerings, make a payment, submit a claim, access 24/7 support and more.

Liberty Mutual’s mobile app allows customers direct access to everything the insurance carrier has to offer. With the Liberty Mutual Mobile App, users can view their policy documents and auto insurance ID cards, pay bills, update auto or home coverages and go paperless.

Coverage Compass by Liberty Mutual helps their customers to understand the details of their insurance coverage. Coverage Compass can explore customer policies to identify potential gaps. It also can suggest additional coverage options so customers can rest easy knowing exactly where their coverage with Liberty Mutual stands and that they have everything they desire in their policy.

Liberty Mutual Customized Car Insurance For Teachers

Liberty Mutual offers specialized auto insurance for teachers. Options and availability vary by state but can include:

• Collision coverage deductible lowered to $0 if your car is damaged in a collision when driving on school business. The deductible is only reduced to $100 in Pennsylvania.
• Vandalism loss protection lowers your comprehensive coverage deductible to $0 if your car is vandalized on school property or at school-related events. The deductible is only reduced to $100 in Pennsylvania.
• Personal property coverage of up to $2,500 for teaching materials or school-owned property damaged in or stolen from your vehicle.

Liberty Mutual Customer Service

Liberty Mutual auto insurance does not have the best reputation for customer service. Compared to other car insurance providers, it has received significantly more complaints. Many of them discuss a slow insurance claims process and unexpected rate increases. There are also quite a few complaints from policyholders that state the insurer takes a long time to answer customer questions and inquiries.

Read Also: What Is The Best Car Insurance Company

What Minnesota Car Insurance Coverage Is Right For You

The chart above shows the minimum Minnesota auto insurance you need. But depending on your budget and needs, you might want to consider increased coverage for more protection. Well help you customize your Minnesota car insurance to get the coverage that fits you. See all of our auto coverage options.

Find The Best Rates In Just A Few Minutes With Comparecom

Compare.com is the first comparison site in the United States to have direct integrations with auto insurance carriers. That means you get real rates in real-time, not just ads.

These days, Compare.com works with more than 75 top insurance companies, which means that when you get a quote, you know youre getting the best price. And unlike some other sites, Compare.com asks the right questions, which means the quotes you receive are accurate, not just ballpark estimates.

Compare.com users save an average of $720 a year on their car insurance policies. And the process only takes 10 minutes. So, what are you waiting for?

Find Out How Much You Can Save with Compare.com

Also Check: State Farm Life Insurance Quotes

Liberty Mutual: Is It Right For You

If youre in search of a car insurance company that offers a wide range of auto coverages and discounts, Liberty Mutual can be a good fit. Liberty Mutual insurance may also make sense if you prefer a provider with digital tools that allow you to manage your auto policy online. Before you commit to it, use Insurify to compare all your options.

Who Has The Cheapest Car Insurance In Minnesota

Getting the cheapest car insurance in Minnesota may sound great, but that cheap rate can come at a cost when you need it most. You want auto insurance thats affordable, but even more importantly reliable, in case you have an accident.

A Liberty Mutual auto insurance policy can cost less than you think.4

Don’t Miss: Chase Travel Insurance Sapphire Preferred

What Is The Average Cost Of Car Insurance In Illinois

The average cost of car insurance in Illinois is $1,2842 per year according to thezebra.com.3 Thats 13.7% lower than the national average. Of course, your auto insurance cost will depend on many different factors including your age, where you live and your driving history.

Some people get the bare minimum coverage, while others prefer the comfort and security of more protection. Liberty Mutual customizes your Illinois auto insurance, so you only pay for what you need.

Who Has The Cheapest Car Insurance In Texas

Getting the cheapest car insurance in Texas may sound great, but that cheap rate can come at a cost when you need it most. You want auto insurance thats affordable, but even more importantly reliable, in case you have an accident.

A Liberty Mutual auto insurance policy can cost less than you think.4

Don’t Miss: Best Health Insurance For Diabetics

Who Has The Cheapest Car Insurance In New York

Getting the cheapest car insurance in New York may sound great, but that cheap rate can come at a cost when you need it most. You want auto insurance thats affordable, but even more importantly – reliable, in case you have an accident.

A Liberty Mutual auto insurance policy can cost less than you think.3

Any Questions We’re Glad To Help

You can choose to add Breakdown Assistance as an optional cover.

If you cannot drive your vehicle as a result of a breakdown we will arrange one hours free roadside assistance and tow the vehicle to the nearest competent repairer, or to a garage of your choice, whichever is closer. If the repairs cannot be completed where the vehicle broke down and you are away from home, we can arrange and pay up to 150 for one of the following:

• transport for you and your passengers to your intended destination within the territorial limits or
• use of a replacement vehicle for up to 48 hours while the repairs are being carried out or
• bed and breakfast accommodation for one night only while repairs are being carried out . If the vehicle is repaired, we will provide the cost of public transport for you to collect the vehicle.

Windscreen cover* is included as standard on our comprehensive car insurance policies.

This is an optional extra on third party fire and theft car insurance policies. This covers all the windows in the car as long as an approved repairer is used.

A claim on your windscreen cover won’t affect your no claims bonus. Two claims for every vehicle in any one period allowed.

Windscreen Replacement Excess applies should your windscreen be deemed unrepairable by the glass technician. You pay the first amount as outlined in your policy schedule and we pay the rest.

A no claims bonus is a discount which you earn by holding a policy in your own name without any claims.

Recommended Reading: Life Insurance For Parents Over 70

What Car Insurance Discounts Does Liberty Mutual Offer

There are many car insurance discounts available at Liberty Mutual. The discounts have to do with you, your car, your driving, and your policy. A few examples of Liberty Mutual car insurance discounts include the good student discount, advanced safety features discount, accident-free discount, and preferred payment discount.

Liberty Mutual Car Insurance Quotes

Liberty Mutual’s car insurance coverage is more expensive than the competition and has mixed reviews regarding customer satisfaction. For both liability-only and full coverage insurance, Liberty Mutual auto insurance quotes were 21% to 36% above average.

Drivers with an at-fault accident on their record can expect to pay 53% more with Liberty Mutual than those with a clean record. In comparison, Travelers only raises rates by 23% after an accident.

Car insurance quotes can vary significantly based on your driver profile, the car you drive and where you live. We recommend comparing rates from multiple insurers to find the best policy for you.

You May Like: Title Insurance Cost New Jersey

Ology Compare Car Insurance Quotes

To find out which company offers the cheapest car insurance quotes, I contacted GEICO, Nationwide, Liberty Mutual and Allstate and asked for their best auto insurance quote.

GEICO offered a $1,590 annual premium while Nationwide offered a $2,352 annual premium.

Liberty Mutual quoted me at $1,847 per year while Allstate quoted me at $1,794 per year that is a difference of about one hundred dollars between them. Nationwide also quoted me higher on bodily injury liability coverage than Geico or Liberty Mutual .

Liberty Mutual and Geico have similar deductibles: $500 deductible for comprehensive and collision repairs.

Allstate does not have an option to waive my deductible in case of collision repairs.

Other Insurance Coverages For Your Car

Loading…

Repairs or replaces your car when it’s damaged in collisions with another vehicle or object.

Loading…

Add-on protection for non-collision incidents that damage your vehicle.

Loading…

Save for the unexpected by lowering your deductible each year. Call us today to add it to your existing policy or begin your customized auto quote below.

Loading…

We’ll help you find an approved direct repair facility as a result of an accident.

Loading…

If your new car is stolen or totaled in the first year, youll get the money for a brand-new car, not just the depreciated value.

Loading…

If your car is totaled, well give you the money for a model that’s one year newer.

Loading…

Customized coverage that covers your rental car expenses in the event of a covered accident.

Loading…

Learn about 24-hour Roadside Assistance from Liberty Mutual, always here for you in case of an emergency.

Loading…

If your car is totaled or stolen, and its value is lower than the amount remaining on your loan, Gap Coverage will cover the remaining amount you owe.

Loading…

Replace any damaged parts to your vehicle with parts that meet the highest quality standards.

Loading…

Recommended Reading: Mutual Of Omaha Whole Life Insurance Calculator

Consider These Alternatives To Liberty Mutual Car Insurance:

Most affordable rates

Rates are based on a home in Massachusetts with an average of $350,000 of dwelling replacement coverage.

Homeowners insurance rates vary significantly depending on the state in which you live and the value of your home. It’s important to compare quotes from multiple insurers to find the best rate.

What Car Insurance Is Required In Massachusetts

In Massachusetts, its illegal to drive without insurance. Drivers in Massachusetts are required to have the following car insurance coverage: bodily injury coverage, property damage coverage, uninsured motorist coverage, and personal injury protection.

This chart shows the minimum auto insurance drivers are required to have in Massachusetts for these coverages.1

You May Like: How Much Is An Urgent Care Visit Without Insurance

Does Liberty Mutual Have Accident Forgiveness

Liberty Mutual offers Accident Forgiveness as an optional coverage you can add to your car insurance policy if you qualify. With Accident Forgiveness, your car insurance rates won’t go up after your first accident. In order to qualify for the program, you must be accident and violation free for five years, regardless of if you’ve been with Liberty Mutual for the full five years or with a previous insurer.

Who Has The Cheapest Car Insurance In Florida

Getting the cheapest car insurance in FL may sound great, but that cheap rate can come at a cost when you need it most. You want auto insurance thats affordable, but even more importantly reliable, in case you have an accident.

A Liberty Mutual auto insurance policy can cost less than you think.3

Recommended Reading: American Express Trip Cancellation Insurance

How Comprehensive Insurance Works

If, for instance, someone owns a Toyota Camry worth $12000 with a $1000 deductible and the car is completely destroyed by an earthquake, the vehicle owner will receive $11000 from the auto insurance company. If the driver doesnt own comprehensive insurance, they will be responsible for the whole $12000 since neither liability insurance nor collision insurance covers that kind of damage.

If You Think That Cheap Car Insurance Rate Is Too Good To Be True It Probably Is

Its our business to make sure that you, your car, and your livelihood are covered in the event of an accident. Without quality car insurance coverage, you could face unexpected financial hardship.

And we get it, youre looking for the best price you can get , but cheap doesnt just mean low cost, it usually means low quality as well.

Moral of the story: The cheapest insurance usually comes at a high price if youre in an accident, so make sure you choose a good, reputable car insurance company that takes care of you as well as your wallet.

Check out how you can customize your insurance so you only pay for what you need.

Read Also: Cheapest Car Insurance In New York

What Are The Best Sites To Compare Car Insurance

There are a lot of sites out there these days offering to save you money on car insurance. Some even say theyll help you compare rates from several companies at once, but not all car insurance comparison sites are equal.

Many sites offering to compare car insurance dont show actual rates and are actually just lead generation sites that sell ads from insurance companies. Others will show you rates, but youll sometimes get bombarded with phone calls from the insurance companies that they pass your information on to.

It can sometimes seem like the sites out there that advertise as tools to compare auto insurance quotes are just a scam. But some sites, like Compare.com, are legit. With Compare.com, you get real rates from real companies. Keep reading to see why Compare.com is the best place to compare car insurance.

What Is The Best Car Insurance In Florida

Liberty Mutual understands that everyone has individual needs when it comes to their Florida auto insurance. Some might want the cheapest Florida car insurance, while others want more coverage and an auto insurance company they know they can trust. Let us help you customize your Florida car insurance, so you only pay for what you need.

Read Also: What Is Voluntary Accident Insurance

Its All About You We Want To Help You Make The Right Legal Decisions

We strive to help you make confident insurance and legal decisions. Finding trusted and reliable insurance quotes should be easy. This doesnt influence our content. Our opinions are our own.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything legal and insurance related. We update our site regularly, and all content is reviewed by experts.

What Is The Best Car Insurance In Illinois

Liberty Mutual understands that everyone has individual needs when it comes to their Illinois auto insurance. Some might want the cheapest Illinois car insurance, while others want more coverage and an auto insurance company they know they can trust. Let us help you customize your Illinois car insurance, so you only pay for what you need.

Don’t Miss: State Farm Apartment Renters Insurance

Customized Car Insurance For Teachers

• Vandalism Loss Protection: If your vehicle is vandalized on school property or during school-related events, there is a $0 deductible.2
• Personal Property Coverage: If your teaching materials or school-owned property is stolen or damaged while in your vehicle, you’re covered up to $2,500 per occurrence.
• Collision Coverage: If your vehicle is damaged in a collision while you’re driving it on school business, there is $0 deductible.2

What Are Liberty Mutual Homeowners Insurance Coverage Options

Liberty Mutual offers many add-on coverages to extend protection on your home and personal property on your Liberty Mutual homeowners insurance policy. Optional add-on coverages offered by the company include:

Personal Property Coverage: You can insure your valuable items with Liberty Mutual’s personal property homeowners insurance coverage. Valuable items you can insure with this coverage include engagement rings and jewelry, antiques, artwork, collectibles, silverware and more.

Inflation Protection: Liberty Mutual offers inflation protection, which automatically adjusts your homeowners insurance coverage limits when you renew your policy to match inflation.

Water Backup and Sump Pump Overflow: Liberty Mutual offers this coverage option to protect your home if it experiences water damage thats a result of drain or sump pump overflowing.

Below is a list of the many other insurance products that Liberty Mutual offers.

ATV insurance

Recommended Reading: Full Coverage Car Insurance For Cheap

The 3 Best Ways To Lower Your Bill

There are lots of different factors that can impact your car insurance quotes, including the type of car you drive, your driving record, and where you live. Some of these factors are within your control, while others may be out of your hands. For now, lets focus on the factors that you have the power to change and how you can use them to save on car insurance.

Here are a few tips for lowering your bill:

1. Drive a safe and reliable car If youre looking for cheap car insurance, consider limiting your search to cars with good safety ratings, low rates of theft and vandalism, and a high likelihood of reliable performance. This will help you get lower quotes from multiple providers.

2. Stay on top of your driving record If youve had past traffic violations or accidents, its important to stay on top of your driving record so that you can keep your rates as low as possible. This may mean taking a defensive driving course or avoiding speeding and other risky behaviors.

3. Shop around for the best deal Its also important to compare quotes from multiple providers, both online and offline, to find the best rates for your particular situation. This can help you save a significant amount of money over time and ensure that you get the coverage you really need.

Find the Best Policy for You in Minutes