Life And Casualty Insurance Company Of Tennessee

On Application For Rehearing

PER CURIAM.

We erred in allowing interest on the judgments. Plaintiff did not claim interest originally and did not amend her petition in order to include it. See article 157, Code of Practice. Our decree is therefore amended so as to exclude the item of interest.

With this amendment, both applications for rehearing are refused.

Life & Casualty Insurance Company Of Tennessee Appellant V Albert Barefield Appellee

LIFE & CASUALTY INSURANCE COMPANY OF TENNESSEE, Appellant,v.

Argued and Submitted Feb. 5, 1934.

On Appeal from the Supreme Court of Arkansas.

Messrs. Myron T. Nailling, of Memphis, Tenn., Moreau P. Estes and P. M. Estes, both of Nashville, Tenn., for appellant.

Mr. Justice CARDOZO delivered the opinion of the Court.

In a suit upon a policy of accident insurance, the respondent recovered a judgment in accordance with a stipulation declaring the extent of the liability if the insurer was liable at all.

Attorney’s fees and 12 per cent. damages were added to the recovery in accordance with the statute. Section 6155, Arkansas Digest, Crawford & Moses, 1921.

The case presents the same question as Life & Casualty Insurance Company of Tennessee v. McCray, 291 U.S. 566, 54 S.Ct. 482, 78 L.Ed. 987, and is ruled by that decision.

Th And 19th Centuries

In 1689, French-Canadian trader established a trading post on the Cumberland River, near the present-day site of the city. In 1714, a group of French traders under the command of Charles Charleville established a settlement and trading post at the present location of downtown Nashville, which became known as French Lick. These settlers quickly established an extensive fur trading network with the local Native Americans, but by the 1740s the settlement had largely been abandoned.

In 1779, explorers and led a party of to the site of French Lick, and constructed . It was named for , the hero. Nashville quickly grew because of its strategic location as a port on the , a tributary of the and its later status as a major railroad center. By 1800, the city had 345 residents, including 136 enslaved African Americans and 14 free African Americans. In 1806, Nashville was as a city and became the of . In 1843, the city was named as the permanent capital of the state of . Knoxville, Kingston & Murfreesboro were prior locations of the state capital.

The cholera epidemic that struck Nashville in 18491850 took the life of former U.S. President and resulted in high fatalities. There were 311 deaths from cholera in 1849 and an estimated 316 to about 500 in 1850.

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Entertainment And Performing Arts

Nashville has a vibrant music and entertainment scene spanning a variety of genres. With a long history in the music scene it is no surprise that city was nicknamed ‘Music City.’ The is the major performing arts center of the city. It is the home of the , the Nashville Opera, the Music City Drum and Bugle Corps, and the Nashville Ballet. In September 2006, the opened as the home of the .

As the city’s name itself is a for the country music industry, many popular attractions involve , including the , , and . Hence, the city became known as America’s ‘Country Music Capital.’ The Ryman was home to the until 1974 when the show moved to the Grand Ole Opry House, 9 miles east of downtown. The Opry plays there several times a week, except for an annual winter run at the Ryman.

Many music clubs and bars are in downtown Nashville, particularly the area encompassing , Second Avenue, and , which is often referred to as “the District”.

Each June, the brings thousands of country fans to the city. The is also held annually in September.

The industry is based along Nashville’s , with a great influence in neighboring . The Christian record companies include , and .

Music Row houses many and Contemporary Christian music companies centered around 16th and 17th Avenues South. On River Road, off Charlotte Pike in West Nashville, the CabaRay opened its doors on January 18, 2018. The performing venue of , it offers a -style dinner and a show atmosphere. There is also a and a .

Life And Casualty Insurance Company

• Written by Carroll Van West

Established by Andrew M. Burton, Guilford Dudley Sr., Helena Haralson, Dr. J. C. Franklin, and Pat M. Estes in Nashville in 1903, Life and Casualty Insurance Company initially offered industrial insurance to working-class blacks and later concentrated on ordinary life insurance to middle-class whites. Together with the rival National Life and Accident Insurance Company, Life and Casualty made Nashville one of the Souths leading insurance centers during the middle decades of the twentieth century. In 1963, for instance, financier Sam Fleming described Nashville as more like Hartford Connecticut than any other city I know. It is hard to meet very many people here before you run into someone connected with an insurance company.

Andrew M. Burton, company president, established and managed L& C as a family enterprise even as it expanded its market share throughout the South and later the nation. In 1909 L& C salesmen entered Mississippi, and they had made inroads into Louisiana by 1911 and Arkansas and South Carolina by 1913. During World War I, in 1918, L& C established offices in Florida and North Carolina, and followed with offices in Kentucky in 1922 and Missouri in 1923.

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Postwar Development To Present

Rapid occurred during the years immediately after World War II, as new housing was being built outside city limits. This resulted in a demand for many new schools and other support facilities, which the county found difficult to provide. At the same time, suburbanization led to a declining tax base in the city, although many suburban residents used unique city amenities and services that were supported financially only by city taxpayers. After years of discussion, a referendum was held in 1958 on the issue of consolidating city and county government. It failed to gain approval although it was supported by the then-elected leaders of both jurisdictions, County Judge and Mayor .

Following the referendum’s failure, Nashville annexed some 42 square miles of suburban jurisdictions to expand its tax base. This increased uncertainty among residents, and created resentment among many suburban communities. Under the second charter for metropolitan government, which was approved in 1962, two levels of service provision were proposed: the General Services District and the Urban Services District, to provide for a differential in tax levels. Residents of the Urban Services District had a full range of city services. The areas that made up the General Services District, however, had a lower tax rate until full services were provided. This helped reconcile aspects of services and taxation among the differing jurisdictions within the large metro region.

Argued: Decided: March 5 1934

On Appeal from the Supreme Court of Arkansas. Messrs. Myron T. Nailling, of Memphis, Tenn., Moreau P. Estes and P. M. Estes, both of Nashville, Tenn., for appellant.

Mr. Justice CARDOZO delivered the opinion of the Court.

In a suit upon a policy of accident insurance, the respondent recovered a judgment in accordance with a stipulation declaring the extent of the liability if the insurer was liable at all.

Attorney’s fees and 12 per cent. damages were added to the recovery in accordance with the statute. Section 6155, Arkansas Digest, Crawford & Moses, 1921

The case presents the same question as Life & Casualty Insurance Company of Tennessee v. McCray, 291 U.S. 566, 54 S.Ct. 482, and is ruled by that decision.

The judgment is affirmed.

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Pass Your Tennessee Licensing Exam

After completing your required prelicensing course, you must pass a state licensing exam. Kaplans prelicensing content is based directly on the Tennessee licensing exams, so you will be prepared to pass the first time.

Certificate of Completion Requirements:

• Applicant must present the original Prelicensing Course Certificate for each corresponding line of insurance authority they are applying for at the exam site.
• An individual who has not successfully passed the examination within six months of the first attempt shall be required to retake prelicensing education courses as set forth in Rule 0780-01-56-.06.
• This information pertains to resident license applicants. For additional information for resident licensing, or for nonresident license information, please refer to the Tennessee Department of Commerce and Insurance website at .

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National Life And Accident Insurance Company

• Written by John Lawrence Connelly

While destined to become one of the top insurance companies in the nation, the National Life and Accident Insurance Company barely survived its first winter. C. A. Craig bought it for $17,250 on the Davidson County Courthouse steps on December 27, 1901. Previously administered by C. Runcie Clements, the company, then called National Sick and Accident Company, was sold to settle an estate.

During early days of its operation the only policies sold by the company were health and accident premiums usually for industrial workers, a large percentage of whom were African Americans. Five cents per week bought the policyholders $1.25 per week in case of illness, $2.00 per week in case of disability, and $12.50 in accidental death benefits.

Craig, Wills, and Clements were men of vision and extended their services and staff. In 1920 National Life opened its first life insurance department, with Edwin W. Craig as manager and Eldon B. Stevenson Jr. as assistant manager. Other key executives would include Jesse E. Wills, G. D. Brooks, William C. Weaver, and Walter S. Bearden. By 1924 the company had moved into a handsome stone building on the northwest corner of Seventh and Union. It expanded its market by offering a wide range of insurance policies including whole life, endowment, and term policies.

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Life & Casualty Insurance Company Of Tennessee Appellant V Margaret W Gurley Appellee 229 F2d 326

US Court of Appeals for the Fourth Circuit- 229 F.2d 326 Argued November 18, 1955Decided January 5, 1956

Beverly C. Moore, Greensboro, N. C. , for appellant.

Hubert Humphrey, Greensboro, N. C. , for appellee.

Before PARKER, Chief Judge, DOBIE, Circuit Judge, and R. DORSEY WATKINS, District Judge.

DOBIE, Circuit Judge.

Suit was commenced in the Superior Court of Alamance County, North Carolina, by Margaret W. Gurley, as beneficiary under a life insurance policy, against Life & Casualty Insurance Company of Tennessee . Upon petition of the Company, the case was removed to the United States District Court for the Middle District of North Carolina.

The District Court, sitting without a jury, awarded Gurley’s widow, as beneficiary of this insurance policy, the sum of $20,000, less $23.31, the unpaid portion of the first premium. From this judgment the Company has appealed to us.

These questions are presented for our consideration:

Was the contract of insurance in force at the time of the death of the insured? This involves several subsidiary questions.

Is there evidence to support the District Judge’s Finding of a constructive delivery of the policy?

Is the provision respecting payment of the first premium as a condition precedent properly applicable to the facts of this case?

If so, is there evidence of waiver of this provision or of estoppel to support a Finding to this effect by the District Judge?

We find ourselves in accord with the District Court and affirm its judgment.

Bain V Life & Casualty Ins Co Of Tennessee

Appeal from Twenty-First Judicial District Court, Parish of Tangipahoa Nathan B. Tycer, Judge.

Suit by Mrs. Mary T. Bain against the Life Casualty Insurance Company of Tennessee. From a judgment for plaintiff, the defendant appeals.

Amended, and affirmed as amended.

W.S. Rownd, of Hammond, and Jones Stewart, of Baton Rouge, for appellant.

A. Sidney Burns, of Lake Charles, and Allen B. Pierson, of Ponchatoula, for appellee.

PONDER, Justice.

This is a suit by Mrs. Mary T. Bain against the Life Casualty Insurance Company of Tennessee on two certain insurance policies for sickness for a term of one week and for a term of 92 days for a fractured thigh. The defendant issued to plaintiff a policy and contract of insurance on December 29, 1919, calling for a premium of 25 cents per week and stipulating for the payment to the assured of $5 per week for sickness or accident. The defendant issued to plaintiff another policy, No. E 2099977, for a premium of 25 cents per week, agreeing to pay assured at the rate of $2.50 per week during sickness or accident.

The total amount due the plaintiff in this suit would be $210 for the illness and disability and $25 for attorney’s fees. The plaintiff is entitled to legal interest on $7.50 from January 22, 1934, until paid, the legal interest on $97.50 from August 13, 1934, until paid, and legal interest on $130, being penalties and attorney’s fees from October 25, 1935, the date of the judgment in the lower court, until paid.

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Life And Casualty Insurance Company Of Tennessee

The Life and Casualty Insurance Company of Tennessee was a life insurance company based in Nashville, Tennessee, founded in 1903 by A. M. Burton , great-grandfather of singer Amy Grant.

Burton was a regional manager for the Western & Southern Life Insurance Company, based in Cincinnati, Ohio, when it decided to discontinue operating in Tennessee. Burton was going to be discharged, but according to company lore, was told by his superior, “If you’re the man that I think that you are, you’ll start your own company,” and he did so.

For many years, the firm sold a mixture of “industrial life insurance” policies, with small face amounts and costing low premiums, to working-class individuals and small farmers and “ordinary life” policies for middle class and affluent persons. Much of this business was sold on the “debit” or “home service” plan, where usually the agent who sold the policy initially personally called on the client to collect the premiums when they became due.

In 1957 the company occupied its new home office, the 31-story Life & Casualty Tower, located at 4th Avenue North and Church Street in downtown Nashville the building was briefly the tallest one in the Southeast. The company was also known for its ownership of radio and television stations WLAC, properties it held until the 1970s.