The Most Unique Licensing Course In The Country
Our teaching method is extremely unique. This is not just a slide presentation about insurance. We use the Socratic teaching method. Named after Socrates and used by philosophers, biblical figures and teachers for centuries, we teach with stories and questions. Everything we do is centered around engaging with the student to ensure their success.
What To Anticipate For The Insurance Licensing Exam
STCs extensive inventory of educational resources can help you prepare for a career in life insurance in a medley of ways, swinging on how you want to study.
Of course, we urge that you use all of the scopes in their review course, but theres absolutely nothing inaccurate with clinging to what you know would work most suitably for you.
STCUSAs On-Demand Training, which consists of pre-recorded video lectures covering each subject, is best for visual learners.
You can utilize the Instructor Hotline to ask your teachers direct questions.
You can also enroll in a Premier Plus plan with live classroom sessions if you prefer to learn through a direct connection.
If you like, you can also download PDFs of the slides from each video lesson, print them at home, and take notes in the margins.
However, if you prefer to prepare with real-world questions, you might wish to start with their interactive final exams.
STC includes a recommended timeline in your study manual and will even give state-specific certification exams where theyre required by legislation in your region, removing a lot of the guesswork from your career preparation.
They also have a fundamental progress tracking page that displays how far youve progressed in your studies.
Its not the most fantastic implementation of this feature, but its simple enough for you to interpret the information it gives with minimal confusion.
Because it contains flashcards and video lectures, the Premier package is recommended.
How Do I Register For The Life Insurance Exam
Insurance agent licensing is managed at the state level, so each state will have slightly different procedures when it comes to registering for your exam. The first step is to make sure you fulfill all of your states requirements in order to sit for the exam. Usually, this includes completing a designated number of prelicensing education hours. The exact amount varies by state. Make sure the prep course you choose meets the standards for your state. You may be exempt from these requirements if you carry certain certifications like Certified Employment Benefit Specialist or Certified Insurance Counselor . For complete details about the requirements in your state, visit its Department of Insurance website.
Once youve satisfied the requirements, you can create an account with your state Department of Insurance to register for the exam. You must have a certificate of completion from your life insurance exam prep course in order to sign up for the test. You must also pay the examination fee at this time. Fees vary by state and must be paid every time you sit for the exam.
Most states partner with testing companies like Pearson VUE to administer the exam. Once your state approves you to take the exam, you can schedule a test at a date and time thats most convenient for you. You can cancel or reschedule this exam at any time up until the test date. But remember, your certificate of completion is only good for one year, so you must take the exam within this timeframe.
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Dont Just Take Our Word For It
Heres What Some of Our Clients Have to Say:
XCEL is a phenomenal company to work with! We love the course materials, layout, and the exceptional customer service they provide. Our company passing rates have dramatically improved since changing over to XCEL. We cannot thank them enough for all they do!!
At Northwestern Mutual we have put our trust in many different companies to assist our potential advisors with the education of Life and Health Insurance. It wasnt until we started using XCEL that we began getting real results. The pass rate for the Ohio State Insurance exam has increased exponentially. Not only that, but the students that have used XCEL find the material easy to comprehend and simple to move about the course work efficiently. We have had a great experience working with the team at XCEL, they are always willing to help assist us in any way they can. I have recommended XCEL to many of my colleagues based on the overall experience that we have had. XCEL has truly changed our recruiting success for the better.
In addition to XCELs great customer service and support that has been a great help in running a successful agency, their 1st time passer rate is superior to any other schools we have used.
Stage : Figure Out The Kind Of Insurance Adjuster You Want To Be
An insurance claims adjuster can work as an independent adjuster, a staff adjuster, or a public adjuster, among other options.
A staff adjuster is employed full-time by a single insurance adjuster firm.
A multi-firm claim is handled by an independent insurance adjuster.
In contrast, a public insurance adjuster is compensated directly by the insured.
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Florida State Licensing Requirements
To become licensed, you must take your pre-licensing course, pass the state exam, and submit your fingerprints and license application to the Florida Department of Financial Services. Here is all the information youll need to get these steps done.
Schedule your state exam
You can schedule your state exam with Pearson Vue or by calling . You dont have to wait until youve completed the course to schedule your exam you can contact Pearson Vue and schedule the test whenever you want.
Get your fingerprints done
Schedule your fingerprint appointment with IdentiGoGenerally, everyone has to be fingerprinted, even if you are/were a teacher, nurse, have a concealed carry permit, etc. If you would like to see if you can skip this step, you can contact the Florida Department of Financial Services at.
Complete your license application
The license application can be completed through the Florida Department of Financial Services. Please note that this step cannot be done until after you have completed your pre-licensing course. Once at the page, you can create account at the right, and then choose individual in the dropdown menu.
We are nationwide!
To see the other states where we off online pre-licensing check us out at American Online Insurance School.
Prelicensing And Continuing Education Information
The Education Unit within the Curriculum and Officer Review Bureau reviews applications for prelicensing and continuing education providers and their courses. In addition, this Unit maintains class presentation records, provider roster information, inputs continuing education credit hours for licensees, and processes renewals for both prelicensing and continuing education providers and courses.The following information is available at this time:
This Google translation feature is provided for informational purposes only.
The Department of Insurance is unable to guarantee the accuracy of this translation and is therefore not liable for any inaccurate information resulting from the translation application tool.
The Department of Insurance is also unable to guarantee the same page layout for all the languages. Depending on the languages, the page layout may look strange from the original.
Please consult with a translator for accuracy if you are relying on the translation or are using this site for official business.
A copy of this disclaimer can also be found on our Disclaimer page.
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How To Get Your Pennsylvania Insurance License
Insurance Prelicensing Education Provider Program
Individuals seeking to be licensed as an insurance producer or a public adjuster must pass a licensing exam. Before taking this exam, the licensing candidate must complete a Department approved prelicensing course, which is delivered by an approved Provider Organization .
Those seeking to become an approved Prelicensing Education Provider must meet the requirements outlined in the Prelicensing Criteria and submit all required applications and documentation. Links to the downloadable Criteria document and all applications are provided below.
The Provider must offer approved courses covering topics contained in the most current content outlines. Exam Content Topic Locators must accompany all course approval applications. Links to those forms are provided below.
NOTE: Unless noted otherwise, the documents on this page are in PDF format.
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Stcusa Life And Health Insurance Study Guide
STCUSAs bread and butter are their video lectures. This is the primary method offered for you to prepare for the upcoming exam, so keep that in mind before enrolling. Much like ExamFX, the goal of this format is to offer an experience thats similar to learning in a classroom with one teacher.
At any time you can contact a teacher for help simply call the instructor hotline and theyll answer your questions to the best of their ability. This level of communication is extremely helpful and rare among online insurance courses.
Additionally, STCUSA provides a feature called Crunch Time Facts towards the end of the course. These are a great way to brush up on your knowledge at the last minute but theyre not intended to replace several weeks of consistent studying, so keep that in mind.
Something else worth noting is that the differences in course tiers are slim. Unless you really want a full set of flashcards, youre almost always better off just enrolling in the lowest-priced option. Unfortunately, this also means you might want to supplement these courses with additional study materials from another company!
Stage : Take And Pass A Life Insurance License Course
To work as an insurance claims adjuster, you may need to complete a course and pass a licensing exam, depending on your state.
Some states have no requirements, while others demand that you take an insurance license course and pass an exam.
If you reside in a state that demands adjusters to be licensed, you should first seek your home state license.
If you must take an exam, a study bundle can assist you.
Life And Health Insurance Prelicensing And Exam Prep
Kaplan Financial Education offers diversified life and health insurance prelicensing packages and tools tailored to fit a variety of budgets and learning styles. From traditional live classes to OnDemand online courses to self-study programs, professionals consistently look to Kaplanâs experts for learning options that work.
State Insurance License Exam
You need to take your Admission Ticket to the testing site when you sit for the state licensing exam. It is valid for up to 90 days and up to 5 attempts on the exam. If you do not pass the state exam within 90 days or on one of your first 5 attempts, you will need to retake the pre-licensing course and receive a new Exam Admission Ticket. The state exam is 75 minutes long.
To sit for the state exam, you will need to make a reservation. To do so, visit the Pearson VUE website and select “Make an Exam Reservation”. Once you pass the state licensing exam, you must complete an electronic application on the National Insurance Producer Registry website.
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What Is A Life Insurance License
You can operate as a life insurance agent if you have a life insurance license.
For the purpose of designations, agents for life insurance and annuities sell policies and interact with clients and beneficiaries to process claims.
These brokers could also be said to be partly in charge of the financial services of their clients.
All Applicants Must Complete The Following:
- An approved twenty hour course for the Life examination
- An approved twenty hour course for the Accident and Health or Sickness examination
- An approved twenty hour course for the Property examination
- An approved twenty hour course for the Casualty examination
- An approved twenty hour course for the Personal Lines examination
- An approved ten hour course for the Medicare Supplement/Long-Term Care examination
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What Is The Examfx Guarantee Exam
ExamFX is so confident in our training program that we guarantee users who successfully complete the Guarantee Exam will pass their licensing exam on their first attempt! If you do not pass your licensing exam within three days after scoring 80% or higher on the Guarantee Exam, we will refund the cost of your course. It is that simple. Some restrictions may apply.
Stage : Keep Your Licensure
Continuing education credits are almost certainly required for license renewal in states that require licenses.
Live or online courses can be used to obtain continuing education credits.
CE can also be achieved from company-sponsored training sessions and writing papers or presenting talks about the insurance claims sector.
Check with your state to see what kind of CE is required and how you might meet those requirements.
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How Hard Is It To Pass The Insurance Exam
Each state has its own insurance license process, and not all states publish exam pass rates. The total pass percentage for all insurance tests is 59%-60% in the states that do offer such information. Taking a study course and preparing is the greatest approach to become a part of this majority, becausewhen it comes to health insurance, about 60.3 percent of people cross it.
About The Florida Insurance Licensing Association
We are a state approved insurance school and are authorized to provide training for the 2-15 Health & Life Pre-License Course . As the Florida Insurance Licensing Association, we bring you insurance-related education, promote and improve the skills of Florida insurance agents and support and assist Florida insurance professionals to conform to applicable insurance laws and licensing requirements. For additional information, please contact us at 1-800-393-1063 or email .
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Illinois Insurance Prelicensing Requirements
You are required to complete prelicensing education approved by the Illinois Department of Insurance before taking the state exams. Real Estate Institute’s program satisfies all state requirements for life and health pre-licensing courses.
- You must complete at least 20 hours of pre-license education for each major type of insurance you wish to sell. In general, these types are Life, Accident/Health, Property, and Casualty.
- For each 20-hour pre-license course, at least 7 ½ hours must be completed in a classroom or webinar setting.
- Licensing candidates must be at least 18 years old and also pass a state licensing exam for each desired line of authority.
Learn more about this license type and program:
Who needs an insurance producer license in Illinois?
In general, a person must be licensed as an insurance producer before doing any of the following activities in exchange for compensation:
What are the necessary qualifications to obtain an insurance producer license?
Our Promise To Our Students
Your success is in your hands. But we promise to give you the very best possible chance. We pick up the phone when you call, interact on weekly live webcasts, help with admin, registration and job placement, and students can return for a full year free after their course is officially over. Youre supported to succeed, every step of the way.
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Ad Banker & Company Insurance
Best for flexible courses.
A.D. Banker & Company is a good fit for students who want a hand in designing their own study program. You can purchase almost all of its course materials individually or in a number of different bundles until you have exactly what you need. Self-paced and live online courses are available everywhere, and in-person classes are available in 11 states across the country. All courses include prompt instructor support and a guarantee to pass, provided you meet the eligibility requirements.
What to Expect
The live courses consist of five hours of instruction in life insurance policies and regulation. If youre also planning on selling health insurance, you can bundle the two courses together. The health insurance workshop is also five hours long and takes place the following day. Courses are taught once or twice per month, usually on a Monday and Tuesday. Live online courses are available everywhere, but the in-person courses are only for residents of Arizona, California, Colorado, Connecticut, Illinois, Iowa, Kansas, Maryland, Missouri, Nebraska and Virginia.
- Access Period: With only 60 days of access to your course, you may feel rushed when working through A.D. Banker & Companys course. Even their self-paced study course only gives you two months to complete it fortunately, that should be enough time for most students to complete their studies.
Ad Banker Insurance Exam Prep
A.D. Banker offers courses that appeal to every student: self study, live online, and live in-person courses are available. No matter how you like to study, your bases are covered here.
Whats even better is that these insurance courses are available in multiple languages. If English is your second language, then youll have no problem studying with this program.
Every A.D. Banker course comes with a well designed study manual it includes retention questions for each chapter, lightning facts summarizing key points, and much more. Using this as a refresher will go a long way towards retaining the knowledge youve learned.
Unfortunately, their live classes are only available twice a week on Monday or Tuesday. If you want a live experience but cant make it to either of these sessions, you might want to try Kaplan or ExamFX instead.
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