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Mexican Car Insurance Rocky Point

What Does Mexico Tourist Auto Insurance Cover

Rocky Point, Mexico Travel Tips | Puerto Penasco
  • Physical damage and theft This type of coverage may help pay to repair or replace your vehicle if it’s stolen or damaged in a collision, or by things like fire, hail or falling objects. Coverage limits are based on U.S. labor rates.
  • Bodily injury or property damage you cause to others If you’re found at fault for a car accident, third party liability coverage helps pay for the other party’s medical expenses or property damage.
  • Medical payments for you and your passengers If you or your passengers are injured in a wreck, this type of coverage may help pay for resulting hospital bills and services like X-rays or ambulance fees.
  • Legal assistance This coverage may help pay for your legal expenses if you’re involved in a car accident in Mexico. Coverage may include legal representation and court costs.
  • Loan or lease payoff for a totaled new car This coverage helps pay off an underwater loan or lease on a car that’s totaled in a covered claim. Gap coverage helps pay the difference between your car’s depreciated value and what you still owe.
  • Roadside assistanceIf your car breaks down, roadside assistance helps pay for services such as towing, changing a tire or jump-starting a battery.
  • Medical evacuationIf you’re injured in a car accident, this coverage may help pay for expenses associated with emergency transportation to a hospital or treatment facility.

How Do You File A Claim

If on your road trip in Mexico, down from Texas or Arizona, you get into an accident, the individual companies in the table above will handle the claims. It should be clear that while Progressive and Geico may direct you to these policies, they are not your insurer. If you need assistance with your Mexican auto insurance policy, Geico and Progressive are partnered with MexPro and International Insurance Co., who will provide any extra help.

Once you purchase your policy online or through an agent, you will get a series of numbers you can call to file a claim in the event of an accident. The company will then send an adjuster to the scene to assess the damage. You must also file a police report.

MexPro says to ensure a smooth process, its most important that you comply with the insurance company every step of the way and get them the forms and paperwork they need. MexPro does say, however, that if you feel like your treatment is not adequate, they may be able to step in and assist.

You Can Get Mexico Insurance For Your Rv Or Motorcycle Too

Whether taking your motorhome to Sonora or embarking on a long motorcycle tour of the Baja Peninsula, MexPro can make sure your RV or motorcycle is properly insured while you’re in Mexico. All you have to do is get a quote for Mexico vehicle insurance online and you can purchase coverage in minutes. MexPro can also insure trucks, boats, and trailers.

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What Is Mexico Tourist Auto Insurance

Mexico tourist auto insurance is a car insurance policy, separate from your domestic policy, that helps cover U.S. and Canadian drivers in Mexico.

This type of policy helps pay for medical bills and car repairs if you’re involved in a car accident while driving your vehicle with U.S. or Canadian plates in Mexico.

In Mexico, each party involved in a car accident must provide proof of valid insurance or financial responsibility. And, drivers in Mexico must have insurance from a Mexican company.

Allstate works with insurance companies in Mexico to help provide coverage for you and your vehicle.

Get Mexican Insurance You Need It Before You Go To Rocky Point

Driving Directions  Rocky Point A.M.P.I.

We know that any section marked Insurance is going to be a little dry, but if you do one thing before heading into Puerto Peñasco or any part of Mexico, for that matter, READ THIS SECTION. There are some tricky ins-and-outs to how Mexican law works and you dont want to get stuck without proper insurance coverage.

Insurance Coverage in Mexico is available for tourist automobiles, R.V.s, trailers, motorcycles, boats , homes, aircraft, business and commercial risks, health insurance and medical evacuation. Ill do my best to explain the most pertinent parts here.

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Do You Need Mexico Car Insurance To Drive In Mexico

You’ll need a special Mexican auto insurance policy to legally drive in Mexico, which can be acquired through an insurance agent. If you’re planning to drive a rental car in Mexico, you may be able to purchase the insurance coverage directly through the rental agency, according to the Department of State.

Mexican Auto Insurance For Rocky Point Travel

Ive never been to Rocky Point, Mexico before, but Id like to head down there sometime this summer. Do I really need to get Mexican insurance? Its only a short drive away, and there are a lot of Americans living down there.

Answer: The fact that there are a lot of Americans living in Rocky Point doesnt change a thing. Regardless of where you go in Mexico, you need to have Mexican auto insurance from for Rocky Point travel if youll be operating a vehicle. In the case of Rocky Point, you definitely need car insurance for Rocky Point, Mexico. Even though this beach resort town is really close to the border, its still critical to line up Mexican auto insurance for Rocky Point travel before hitting the road.

The biggest reason for people to run into trouble while heading to Rocky Point is because they dont bother to buy Mexican insurance for Rocky Point vacationers. Dont trick yourself into thinking that youll just get a car insurance for Rocky Point, Mexico policy at the border. After seeing the exorbitant prices, you may decide not to bother at all. Its always best to get Mexican insurance for Rocky Point vacationers online, where you can take advantage of great rates and take your pick from a much better selection.

  • For such a short drive to Rocky Point, dont wait to buy a Mexican insurance policy, just go online!

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Mexican Auto Insurance For Rocky Point High

One of the top seaside destinations in Mexico for many US residents and Canadians is Rocky Point. Mexican auto insurance for Rocky Point is important for ensuring that your travels to the popular resort area are smooth and free of trouble. The destination is designed to cater to the interests of travelers, and it is located within an hours drive of the border. Only one hour of Mexican driving time can place you in the heart of a beachfront paradise.

First Visits to Rocky Point Mexican Insurance for Rocky Point From Mex Insurance Store Provides Confidence in Travel

Many travelers begin their adventures in Rocky Point through simple exploration. They hear about the charm of the location and venture across the border to see firsthand. Your Mexican auto insurance for Rocky Point is important per Mexico law because Mexican law requires that foreign motorists carry a policy. Additionally, our top-rated Mexican car insurance for Rocky Point provides you with the certainty of help if something goes wrong on the road. Although most first-time visitors to the area never have a problem, you can rest confidently in the knowledge that our Mexican insurance for Rocky Point includes roadside assistance if you have a highway breakdown or blowout.

Return Visitors Long-Term Mexican car Insurance for Rocky Point

  • Enter the information about your vehicle
  • Use a major credit card to pay for your policy
  • Print your Mexican insurance for Rocky Point
  • Where Can I Buy Mexican Auto Insurance

    Couple warns about travel insurance after canceling Mexico trip

    Heres how to buy Mexican auto insurance:

    • Purchase a Mexican auto insurance policy. This is a separate policy from your U.S. car insurance policy. You can typically buy it from a company that works with Mexican insurers, such as Baja Bound or Geico.
    • Consider a Limited Mexico Coverage Endorsement. Your U.S. auto insurance company might offer an endorsement that extends coverage from your U.S. policy within a certain distance of the U.S. border. For example, if you get into an accident within 10 miles of the border, the collision insurance portion of your U.S. policy would apply.

    Its a good idea to compare Mexican car insurance quotes from a few different companies to find the best price and coverage options.

    Here are some companies that can help you buy a Mexican car insurance policy:

    • AAA through Grupo Nacional Provincial S.A.

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    Is It Safe To Go To Puerto Penasco

    Being so close to the Lukeville border crossing and having an easy drive makes Puerto Penasco a safe destination. As with any place at home or abroad, you need to exercise caution. Puerto Penasco is a resort area with nightclubs, biker rallies and big parties on holiday weekends.

    Here are a few ways to make your trips safer:

    • Only drive during the day
    • Get to your destination and stay relatively local
    • Go with trusted guides on excursions
    • Dont carry large amounts of cash
    • Plan routes and ask locals if they are safe

    Ultimately, most resorts, hotels and rentals have secure parking and security for safety. You can drive to Rocky Point in under 2-hours with the border crossing on an easy, paved road. After arriving, having fun and staying safe is easy with some common sense and general caution.

    Cross Border Coverage provides affordable auto, RV, ATV and watercraft insurance for foreign plated vehicles driving in Mexico. We also have comprehensive travel insurance plans specific to Mexico.

    How Does Mexico Car Insurance For Tourists Work

    Whether your trip lasts for a couple days or a couple months, you can tailor your policy to the length of your stay, up to a year. You’ll pay your premium at the time you purchase coverage â separate from the regular premium you pay on your domestic car insurance policy. Coverage usually begins on the date selected for the policy to start and can start immediately.

    To get coverage on your Mexico policy, you must have similar, corresponding coverage on your domestic car insurance policy. For example, you must have collision coverage and comprehensive coverage on your U.S. policy if you want to buy physical damage coverage on your Mexico policy.

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    The Beach At Rocky Point

    We spent time at Playa Bonita where parking was quite easy just off of Calle 18. You can pay around three U.S. dollars for parking or park for free on the street. Just be prepared to tip the people who will wash your car while parked there.

    During the weekend there are quite a few vendors lined up eager to sell you almost anything. If you want a more mellow, calming experince, head down on a weekday. Although, due to COVID and we were there prior to their high Spring Break Season, there are not many crowds right now.

    Can I Stay Overnight At Rocky Point Mexico

    mexico car insurance rocky point

    I wish we would have planned better, so that we could have stayed overnight at Rocky Point. It would have been quite simple to drive RAIF, our RV, down to the beach. Mexico Highway 8 was great and the main roads in Puerto Peñasco were very well-maintained.

    And, on the beach were two RV parks: The Reef RV Park and Playa Bonita RV Resort. This is a popular tourist destination, so there are also many beachfront hotels and private condos for rent, along with other RV parks not on the beach.

    So, yes, you can stay overnight. Just plan accordingly, meaning make sure you have auto insurance for the time youll be there, and an FMM card.

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    How Do I Safely Get To Rocky Point Mexico

    | Resources, Travel

    Spending time in Southern Arizona during the winter is quite common. Even during COVID. Snowbirds still want to stay warm. Although that didnt quite happen as planned for those heading to Texas. But, whats not so common during COVID is traveling to Rocky Point, Mexico.

    We initially thought that was because you simply couldnt cross the border unless your reasonings were essential. Turns out tourism is still quite essential for Mexico. And the U.S., for that matter. Did you happen to make it to Yellowstone National Park in 2020? Definitely not desolate. Quite the opposite, in fact.

    And while official websites will state that the U.S./Mexico border is closed unless it is essential travel, and it very well may be closed at certain points, its quite open for business at the Lukeville/Sonoyta crossing, tourism included.

    So how do you know if you can safely get to Rocky Point, Mexico? We did. We cant guarantee your safety , but we can tell you what you need to know to enjoy a day or two or three, at the beach in Rocky Point, Mexico.

    Do You Need Mexican Insurance To Drive In Mexico

    You’ll need a special Mexican auto insurance policy to legally drive in Mexico, which can be acquired through an insurance agent. If you’re planning to drive a rental car in Mexico, you may be able to purchase the insurance coverage directly through the rental agency, according to the Department of State.

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    Liability Car Insurance In Mexico

    You are required by Mexican law to have liability insurance. If you cause a car accident, this covers bodily injuries and property damage to others. You can typically choose a policy limit . For example, Allstate and Geico can help you get up to $500,000 in liability coverage for trips into Mexico, while The General can help you get up to $300,000.

    Its a good idea to buy the maximum amount of liability coverage available. Thats because Mexican liability car insurance works differently than the U.S. If you cause an accident that results in a death, Mexico Federal Liability Law says your insurance must pay the Mexican states minimum wage multiplied by 5,000, plus funeral expenses, per person. The Mexican state can then multiply this amount by up to five times .

    For example, the minimum wage in Tijuana is $213.39 Mexican pesos:5,000 x $213.39 = $1,066,950, which amounts to $53,744 in U.S. dollars, based on a $19.85 exchange rate. The state can multiply this figure by five, which amounts to $268,720 per person.

    Get Car Insurance Coverage For Driving Into Mexico


    Planning a trip to Mexico? If you’ll be driving there, you may want to take a look at your car insurance coverage and see if you need additional car insurance to travel to Mexico.

    Your U.S. driver’s license is valid in Mexico, according to the U.S. Department of State. But, your U.S. car insurance policy likely does not cover you, your vehicle or your rental car if you get into a wreck in Mexico.

    That’s where Mexico auto insurance for tourists can help.

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    Why Do You Need Car Insurance In Mexico

    Mexico does not recognize American auto insurance policies. If you get into an accident anywhere in Mexico, you will not be able to use your car insurance to cover the damages. As a result, Mexican authorities may arrest you and impound your car until the matter can be settled.

    Without a proper way to pay for damages, the process may take a while. Remember, too, this discussion may all be happening in Spanish. Getting into an accident is already enough to disturb your vacation. Don’t let it ruin your travel plans by having an insurance mishap. The risk and consequences are too great to not purchase a policy before you go to Mexico. Luckily, it is easy and comparatively inexpensive to get your own Mexican car insurance policy.

    Do You Need Mexican Car Insurance In Mexico

    You need to carry Mexican auto insurance to drive legally in the country, as liability coverage is mandatory. If you’re involved in an accident while driving in Mexico, the maximum amount you may have to pay out if another party is injured or killed in an accident varies depending on where you drive.

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    Get The Right Car Insurance Before Your Trip To Mexico

    Make sure you have auto insurance that works in Mexico before your next road trip. Various Mexico insurance laws require you to purchase liability coverage from an insurer that’s licensed to provide coverage in Mexico which means your regular auto insurance most likely won’t cover you.

    Fortunately, you can drive protected with Progressive® Mexico Auto Insurance by MexPro. You can easily choose a level of coverage that fits your needs, whether you’re taking a day trip or an extended vacation over the border. Simply get an online quote for Mexico auto insurance to begin.


    Line It Up Beforehand

    mexico car insurance rocky point

    No matter where you choose to cross into the country of Mexico, you may think that its best to buy your insurance from one of those shacks at the border. About ten years ago, that was your only option. These days, though, you dont have to be backed into a corner like that. Instead, you can easily buy Mexico insurance for Rocky Point on the Internet. By doing that, you can avoid the hassle, frustration, and expense of buying it at the border.

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    Getting Rocky Point Car Insurance

    Mexican car insurance, therefore, is critical for anyone traveling to Rocky Point or other destinations within Mexico.

    The best time to purchase car insurance for your next trip to Rocky Point or other Mexican destination is before you cross the border. Look for policies written in English, and that come with support from bilingual claims adjusters who are available 24/7. Your policy should also include bail bond assistance.

    When you buy online through Mexpro, your information is instantly populated into the insurers computer system. If you do have an accident while traveling, you will have immediate access to the insurer, an adjuster, and any legal assistance necessary to translate and help you comply with local regulations. Plus, you can purchase insurance from anywhere, including your car.

    Mexpro also offers travel assistance including medical assistance, roadside assistance, auto legal liability assistance, personal legal assistance, and travel medical evacuation standard with all our policies.


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