Filing The Claim With New Jersey Manufacturers Insurance Provider
There are two contact phone numbers for filing a claim with New Jersey Manufacturers Insurance. The first is for customers with auto, flood, renters or homeowners insurance policies. Call 1-800-364-6564 to file the claim. If your claim is with the workers compensation division of the company, call 1-800-435-7656 between 8 a.m. and 5 p.m. weekdays to file a claim.
New Jersey Manufacturers Insurance was founded in 1913 by a group of business owners. When applying for insurance coverage there are a few prerequisites. Companies seeking workers compensation insurance are required to prove membership in the New Jersey Business and Industry Association. Personal applicants must meet criteria set for membership.
What Is Manufacturer Insurance
Manufacturer insurance is commercial insurance that meets the specific needs of manufacturing companies whether they be large or small businesses. It is a safety net for your commercial property, your company vehicles, the employees working for you, your customers, and much more. Each manufacturing business insurance policy is as unique as the business and the product it protects. The cost of manufacturing insurance varies depending on the type of work and the diverse array of risks and hazards involved.
Hanson & Ryan has been supporting businesses with their insurance needs since 1876. We offer comprehensive commercial insurance opportunities, and we would love to learn more about your business so we can tailor an insurance portfolio that is the perfect fit for you.
Njm Home Insurance Coverages
NJM offers all of the standard coverages you would expect from a home insurance policy.
In addition, homeowners can add:
Scheduled personal property
Scheduled personal property provides coverage for expensive items, like jewelry and artwork. A basic homeowners insurance policy limits the amount of coverage for these items, so adding this protection ensures you’ll be able to replace them if they’re damaged, stolen or lost.
NJM’s basic home insurance policy includes $500 of credit card fraud protection. This add-on expands that coverage to include forgery and counterfeit money coverage for up to $50,000.
Identity fraud coverage
This coverage pays for water damage due to backed-up plumbing and sump pump discharge or overflow.
Assisted living care coverage
If you have a relative living in an assisted care facility, this coverage allows you to name them on your policy. That means they would be covered against property damage or personal liability claims.
Increased storage items coverage
A basic NJM policy covers personal property located in a storage facility at up to 10% of your personal property limit, or $1,000, whichever is greater. By adding this endorsement, you can upgrade your coverage if you have valuable belongings in storage.
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Njm Car Insurance Coverages
Besides the personal injury and property damage liability coverages that are required by law, NJM Insurance offers a variety of extra types of protection drivers can add to their policies.
Additionally, drivers who purchase comprehensive and collision coverages from NJM receive a few extra perks for free.
- New car replacement pays for you to purchase a brand-new car if your new car is totalled in an accident.
- Pet coverage helps pay your pet’s medical bills if you’re involved in an accident while they’re riding in your car.
- Transportation expense reimbursement covers your transportation costs up to $20 or $30 per day while your car is in the shop after a covered loss.
Most insurers charge extra for these coverages, which is why NJM is a great option for drivers shopping for full-coverage insurance.
Drivers can also add the following coverages for an additional cost:
Collision and comprehensive coverage
These coverages are separate but often referenced together. Collision protects against damage from a car accident no matter who’s at fault while comprehensive coverage guards against other sources of damage, like hail or vandalism.
NJM rental car coverage
Gap insurance
Pays for the difference between the balance of your loan or lease and the amount that the insurance provider reimburses you if your car is totaled.
NJM roadside assistance
Covers emergency services such as towing, lost or damaged keys and refueling for up to $75 or $125 per covered emergency.
Jacqueline Jaquez Plaintiff V National Continental

SUPERIOR COURT OF NEW JERSEY APPELLATE DIVISION A-1703-01T2. JACQUELINE JAQUEZ,. Plaintiff, v. NATIONAL CONTINENTAL INSURANCE COMPANY,. Defendant-Appellant/
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You can also contact the Personal Auto Insurance Plan customer service line by calling 1-800-652-2471. Officially, SAIP is issued by the National Continental
Flood insurance policyholders who dont know who their insurer or administrator is can contact the National Flood Insurance Program . The only
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Case opinion for NJ Superior Court, Appellate Division NATIONAL CONTINENTAL INSURANCE COMPANY v. SPINELLI SONS INC. Read the Courts full decision on
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Njm Renters Insurance Quotes
NJM doesn’t have the cheapest renters insurance rates. However, its quotes are still very competitive. On average, renters insurance from NJM costs $152 per year, or $13 per month. That’s 18% cheaper than average, which equals $41 per year.
Find Cheap Homeowners Insurance Quotes in Your Area
The only insurer that we found to be cheaper than NJM is Lemonade. A policy from NJM costs $34 more per year, or $3 more per month.
Company |
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- Safety discount
- Senior discount
The renters insurance coverages offered by NJM are the same as its home insurance offerings. In addition, NJM gives you the ability to extend your renters insurance coverage to roommates.
Auto Insurance Buying Guide
Before you compare car insurance companies, youll need to collect some basic information. This includes the driving history of everyone who will be on the policy, as well as facts about your car, such as safety features and annual mileage driven. Youll also want to determine which types of coverage you need. For example, do you want only the bare minimum insurance that your state requires, or do you need more extensive coverage, such as gap insurance or rideshare coverage? Check that each company youre considering has the options you want.
When comparing rates among insurers, make sure each is offering the same coverage limits and deductibles. You may not want to make your decision based on price alone. Look at how many consumer complaints each company has, as a high number of complaints could be a red flag about the quality of service you’ll receive.
Depending on which company you choose, you may be able to buy insurance online, over the phone or through an agent. For more guidance, see how to get car insurance.
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Boat And Personal Watercraft
Another option with American Modern, this includes liability and physical damage insurance for watercraft up to 64 feet in length, 120 m.p.h., and $1 million in value. The cost of insurance will vary depending on factors like location, boat size, and type of boat. Discounts are available through American Modern.
Complaints And Customer Satisfaction
NJM had significantly fewer than the expected number of complaints to state regulators relative to its size for auto insurance, according to three years worth of data from the National Association of Insurance Commissioners.
NJM was the highest-rated Mid-Atlantic insurer for customer satisfaction in J.D. Powers 2021 U.S. Auto Insurance Study.
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Manufacturing Industries We Insure
As you have read, there is a multitude of risks involved in manufacturing operations many that could have serious consequences to your business, employees, customers, reputation, and livelihood. Having robust and comprehensive manufacturer insurance is as fundamental to your prosperity as the quality of your product. With over 140 years of experience protecting you and your business, Hanson & Ryan is honored to offer superior insurance portfolios and services to the following manufacturing industries:
- Medical equipment
Njm Auto Insurance Coverage
When youre shopping for car insurance, its important to understand what car insurance coverage you want and what youre required to buy. Most states require car insurance in order to drive a vehicle. Although minimum coverage requirements vary from state to state, they generally include liability insurance and uninsured or underinsured motorist coverage.
If you want extra protection, you may be interested in full coverage insurance. Full coverage isnt a specific policy type it’s a combination of coverage types, like liability, collision and comprehensive insurance.
Check out the most common types of car insurance coverage below to see how they work:
Coverage type |
||
---|---|---|
Bodily injury and property damage liability |
Costs for injuries, deaths or property damage from an accident you caused. |
Typically required. |
Uninsured or underinsured motorist coverage |
Medical and property damage costs after an accident with a driver who has insufficient insurance or none at all. |
Often required. |
Repair expenses from traffic-related accidents, regardless of who’s at fault. |
A car loan or lease may require it. |
|
Comprehensive coverage |
Repair costs from events outside of your control, including weather events, hitting an animal while driving, theft and vandalism. |
A car loan or lease may require it. |
If you buy comprehensive and collision coverage, you can also add gap insurance, which helps pay off your loan or lease balance if your vehicle is totaled or stolen.
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More About Njm Auto Insurance
Website: NJMs website is user-friendly and easy to navigate. Policyholders can log in to see policy information, make payments, report a claim and more. However, tech-savvy customers might be disappointed that NJM doesnt offer a mobile app for managing its policies.
NJM SafeDrive mobile app: This app monitors your acceleration, speed, braking, cornering and distracted driving as part of the optional SafeDrive discount program. You get scores in each category, along with an overall score for each trip. A leaderboard lets you see how your scores compare to others.
History Of The Continental Corporation

The Continental Corporation is a holding company for a group of insurance companies. Continental operates a number of other financial service companies in
Sedgwick Claims Management. 877-922-7236 Accident Fund National Insurance Company. Accident Fund The Continental Insurance Company of New Jersey.
COMPANY. B14998001. 20699. OTHER LIABILITY. Rate. Week of May 5th. AIG NATIONAL INSURANCE. COMPANY, INC. CONTINENTAL CASUALTY. COMPANY. B14831001.
reported, please call our Premier Claim Center and report the details of the accident. The AMERICAN CONTINENTAL INSURANCE. AIU INSURANCE CO. COMPANY.
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National Fire Insurance Company of Hartford. IL. IA. Continental Casualty Company. Ownership. 100.000. Loews Corporation. NO. 0218. CNA Insurance Companies.
Aetna Better Health . 13192. Aetna Better Health American Continental Insurance Company American National Life Insurance Co. of Texas.
Shortly thereafter the Union petitioned for representation of the same groups of employees in the Newark and Perth Amboy, New Jersey, Branch Claims Offices,
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Scottsdale Indemnity Company V National Continental
National Continental Insurance Company. (Insurance policy scheduling tractor and trailer is deemed primary to policy affording coverage for tractor and
Join us in a conversation about the future of healthcare. Our official Aetna Customer Service Twitter representatives are here to help, listen and learn from
Search the Current Member Directory Encompass Property and Casualty Insurance Company of New Jersey Continental Insurance Company.
Company Continental Insurance Company of New Jersey Cotton States Mutual Insurance Claim Frequency number of injury claims for a group of vehicles.
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The following is a list of companies with whom the GEICO Insurance Agency places business. Each of the following insurers has sole financial responsibility
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Ed Boylan, Mark Swercheck · 1999 · Business & Economics027 American Home Assurance Company 028 American Insurance Company 030 Security Insurance Company 038 National Continental Insurance Company 039
Contact Njm Insurance Customer Service
The best way to contact NJM is by phone.
- Call the NJM customer service phone number at 232-6600 to purchase a policy, ask questions or contact roadside assistance.
- Call the NJM claims phone number at 367-6564 to file a car, home or renters insurance claim.
Policyholders can also email NJM via the form on its website.
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Manufacturer Insurance Agents In New Jersey
Establishing manufacturer insurance, like starting and running a business, can be a complex and overwhelming process to navigate. There are many elements to consider when deciding the policy that is right for you. At Hanson & Ryan, we specialize in working with you to develop a through understanding of your business, the work you do, and the products you manufacture. Armed with that knowledge, we collaborate with you to create a plan tailored to the unique needs of your business. Please contact the experts at Hanson & Ryan today to get started. We look forward to hearing from and working with you!
Njm Auto Insurance Review 2022
Many or all of the products featured here are from our partners who compensate us. This may influence which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list ofour partnersandhere’s how we make money.
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Njm Homeowners Insurance Discounts
NJM offers a handful of discounts to help homeowners reduce their rates. Homeowners can receive NJM discounts by:
- Insuring both your home and car with NJM
- Protecting your home with smoke alarms or a sprinkler system
- Installing a generator, storm shutters or hurricane glass
- Paying your premium in full or signing up for automatic payments
- Receiving bills and policy documents electronically
NJM also offers discounts to non-smokers and homeowners over the age of 65.
Njm Auto Insurance Quotes
NJM offers very affordable car insurance. The average cost for a minimum-coverage policy from NJM is $833 per year, or $69 per month, the cheapest quote we found.
Full-coverage car insurance from NJM costs $1,731 per year, or $144 per month. That’s 11% cheaper than average.
Find Cheap Auto Insurance Quotes in Your Area
Drivers who purchase comprehensive and collision coverages from NJM get extra coverage perks at no additional cost, making it an excellent choice for those shopping for a full-coverage policy.
Although State Farm has cheaper rates for full coverage, drivers may find these extra perks to be worth the additional $14 per month.
Company |
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- Owning a car that’s less than two years old
- Making electronic payments or paying premiums in full
- Signing up for paperless billing statements
- Outfitting their cars with anti-theft or vehicle recovery devices
NJM also offers a good student discount for young drivers who maintain a GPA of at least 3.0, and a mature driver discount for people over the age of 65.
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Financial Strength And Recognition
- AM Best Company financial strength rating: A+ , and Financial Size Category: XV. As of 2010, NJM’s Best rating has been A or better every year except for a “C” rating in 1933.
- NJM generated zero valid complaints in 2010, 2012, and 2013, according to the New Jersey Department of Banking and Insurance. NJM regularly receives among the lowest complaint ratios of all carriers insuring at least 100,000 vehicles in New Jersey.
- NJM was the first company to receive J.D. Powers Personal Auto Claims Certification in 2018. In 2019, J.D. Power ranked NJM Insurance Company among the best for overall satisfaction in its U.S. Auto Insurance Study.
- In 2019, Forbes included NJM on its list of Americas Best Employers by State and Best Midsize Employers.
- Clearsurance awarded NJM the #1 ranking for consumers choice among car insurance companies in 2018 and the #2 ranking in 2019.
- In 2016, NJM was the New Jersey State Governors Jefferson Award Honoree for its corporate giving program.
- The National Safety Council awarded NJM with the Teen Driver Safety Leadership Award in 2016, recognizing the Teen Driver Safety Program for its demonstrated results in changing behaviors and attitudes in young drivers and reducing teen crashes, injuries, and deaths.
- In 2019, PR Daily awarded NJM the Corporate Social Responsibility Award for Public Health or Safety Initiative for the Teen Driver Safety Program.
- In 2022, Nerdwallet listed NJM a “top insurance company heading into 2022.”
What Can Auto Insurance Cover

Pays for damage to others accidentally caused by you as a result of an auto accident. It also pays for a lawyer to defend you if you are sued for damages.
Depending on your state, can provide coverage for the medical expenses you or anyone covered by your policy incur as a result of an auto accident.
Pays to compensate you if you are injured in an accident caused by a motorist with too little or no insurance coverage. In some states, your Right to Sue choice may affect whether you can recover for some bodily injuries. In some states, this coverage also may pay for your property damage caused by a motorist with too little insurance.
Pays, above your chosen deductible, for damage to your vehicle that is not the result of a collision with another car or object. Causes of damage might include theft, vandalism, flooding, fire, a broken windshield, or collision with an animal.
Pays, above your chosen deductible, for damage to your vehicle resulting from your vehicle’s impact with another vehicle or object.
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