Erie Auto Insurance Coverage
When youre shopping for car insurance, its important to understand what car insurance coverage you want and what youre required to buy. Most states require car insurance in order to drive a vehicle. Although minimum coverage requirements vary from state to state, they generally include liability insurance and uninsured or underinsured motorist coverage.
If you want extra protection, you may be interested in full coverage insurance. Full coverage isnt a specific policy type it’s a combination of coverage types, like liability, collision and comprehensive insurance.
Check out the most common types of car insurance coverage below to see how they work:
Coverage type |
||
---|---|---|
Bodily injury and property damage liability |
Costs for injuries, deaths or property damage from an accident you caused. |
Typically required. |
Uninsured or underinsured motorist coverage |
Medical and property damage costs after an accident with a driver who has insufficient insurance or none at all. |
Often required. |
Repair expenses from traffic-related accidents, regardless of who’s at fault. |
A car loan or lease may require it. |
|
Comprehensive coverage |
Repair costs from events outside of your control, including weather events, hitting an animal while driving, theft and vandalism. |
A car loan or lease may require it. |
Auto insurance policies from Erie Insurance include extras that may not be available in every state, such as:
If you buy comprehensive auto insurance, Erie throws in more perks:
Claims Testimonials From Erie Mutual Members
We lived in our home for years never having to make a claim until the day our basement flooded. We cannot say enough about our great claims experience. Our basement was restored and our claim was handled in a consistently positive manner during a stressful time. Christine Barnes, Erie Mutual Member
Our claim experience has been very positive. After our barn fire, the Erie team was there helping with everything and anything we needed. The staff at Erie Mutual we worked with are friendly, compassionate, helpful and available when we needed them most. Denise Marr , Erie Mutual Member
In the recent loss of our house due to a fire, the Erie Mutual staff were always willing to offer assistance with smiles and kindness. Erie Mutual and its staff are highly recommended. Calvin & Connie Crumb, Erie Mutual Member
Your team looked after us really well when our basement had a small flood. The mess was overwhelming, but you guys made it so easy. Thanks for being our insurance company. Cheryl Stephens, Erie Mutual Member
Wow! I cant thank Erie Mutual enough for how everyone on your team handled my auto insurance claim. Your team has been no less than 5 Star from day one. The best insurance experience I have had thus far. JP Salgueiro, Erie Mutual Member
Erie Mutual Insurance|711 Main St. E. Dunnville, Ontario N1A 2W5
How Much Do You Usually Get In Personal Injury Claims From Erie
There is no hard and fast rule for how much you will receive in personal injury claims from Erie. it depends on a wide range of factors including the amount of coverage available on the policy, the extent of your injuries, and whether liability is disputed.
Erie is one of about 25 insurance companies that use the Colossus software to calculate pain and suffering in a personal injury claim. This is a clumsy way to calculate something as personal as the ordeal suffered by an injury victim. Erie has hundreds of different codes that are plugged into the program.
Rather than being unique to you and the circumstances of your case, Colossus lumps people together under various codes. According to CSC, the creator of the program, Colossus was intended to minimize payout variance. CSC says this brings more consistency in personal injury cases. it also reduces payouts to accident victims.
If you hire a for your car accident case, the attorney will work on a more individualized approach to your pain and suffering claim in Maryland.
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Notable Dates In The Companys History Include
The company was started in the year 1925, and its first office outside Erie was started in the year 1928 in Pittsburgh. Later in 1940 the company started fire insurance policies, comprehensive Liability coverage became available in 1943.
The first branch outside Pennsylvania was opened in the year 1953 in Silver Spring, Md. Introduction of the Pioneer HomeProtector program took place in 1961 followed by the introduction of Pioneer Business Protector Policy in the year 1963. The Erie Family Life Insurance company was founded in the year 1967 whereas the Company was listed as Erie in NASDAQ in the year 1995. The company got listed on the Fourtune 500 list in the year 2003. The technical learning centre and the Thomas B. Hagen building started in the year 2015 and 2021 respectively. Erie Insurance Company Phone Number
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How Much Does Erie Home Insurance Cost
The national average cost of home insurance with Erie is $1,284 per year for a policy with $300,000 in dwelling coverage. This makes Erie about 33% cheaper than the national average.
However, your own rates will depend on your homes location and how much coverage you need. Heres the average yearly cost of Erie for five different levels of dwelling coverage:
Dwelling coverage level |
---|
$2,135 |
Erie Insurance Homeowners Claims
As well as auto claims, thousands of people hold homeowners policies with Erie. You can find more details about Erie insurance homeowners claims on the companys website.
People making a claim over damage to their home should contact a local agent or call Erie insurance at 367-3743.
Erie advises people who have lost possessions in a theft or a burglary to contact the police and report the incident at the outset. You should protect your home from additional damage by boarding up broken windows, putting buckets in rooms after leaks, or protecting damaged areas with plastic sheeting.
No repairs should be carried out until an Erie claims adjuster has seen the damage and inspected it.
Erie has a home inventory form to help claimants document the details when making Erie insurance homeowners claims. the companys property repair program helps customers who are making home insurance claims to find qualified local contractors who carry out repairs.
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What Is Gethuman’s Relationship To Erie Insurance Group
In short, the two companies are not related. GetHuman builds free tools and shares information amongst customers of companies like Erie Insurance Group. For large companies that includes tools such as our GetHuman Phone, which allows you to call a company but skip the part where you wait on the line listening to their call technology music. We’ve created these shortcuts and apps to try to help customers like you navigate the messy phone menus, hold times, and confusion with customer service, especially with larger companies like Delta or AT& T U-Verse. And as long as you keep sharing it with your friends and loved ones, we’ll keep doing it.
Erie Insurance Group Contact Info
Erie Insurance Group’s Best Toll
This is Erie Insurance Group’s best phone number, the real-time current wait on hold and tools for skipping right through those phone lines to get right to a Erie Insurance Group agent. This phone number is Erie Insurance Group’s Best Phone Number because 552 customers like you used this contact information over the last 18 months and gave us feedback. Common problems addressed by the customer care unit that answers calls to 877-771-3743 include Get insurance, Make/Chase a claim, Coverage question, Overcharge/Strange charge, Renew coverage and other customer service issues. Rather than trying to call Erie Insurance Group first, consider describing your issue first from that we may be able to recommend an optimal way to contact them via web or phone. In total, Erie Insurance Group has 1 phone number. It’s not always clear what is the best way to talk to Erie Insurance Group representatives, so we started compiling this information built from suggestions from the customer community. Please keep sharing your experiences so we can continue to improve this free resource.
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Erie Auto Insurance Phone Number
The phone number for Erie auto insurance claims is 367-3743. Erie offers 24/7 support for people who have been involved in car, truck, or motorcycle accidents.
Once an auto insurance claim is filed Erie promises a claims adjuster will get in touch with the claimant immediately to review the details of the car wreck along with the auto insurance coverage.
Claimants should keep their insurance policy details handy as well as their claims number and email addresses and phone numbers of their agents.
They should retain all estimates provided as part of Erie insurance claims and emails, estimates, and notes of phone conversations relating to the claims.
Awards And Recognitions Won By The Company
- In the year 2003, the Insurance company made its debut on the Fortune 500 list. Its current ranking being at number 368.In the year 2017.
- the company earned the ACE Award in the Voice of the Customer category for claims service for the second consecutive year.
- In the year 2018, it became Erie County, Pennsylvanias largest employer with more than 2,800 employees that were Erie based who belonged to the local areas.
- Since 2013, Black EOE Journal and Hispanic Network Magazine have awarded Erie Insurance as the top insurance company.
- Erie Insurance received a score of 100 percent on the 2017 Corporate Equality Index, a national benchmark on corporate policies and practices related to LGBT workplace equality.
- In the year 2018, Erie Insurance Group was named to Wards 50 top-performing property-casualty insurers. Erie Insurance has made the Wards 50 list since 1991.Wards 50 ranks property-casualty insurance companies based on their financial safety, consistency, and performance over a five-year period. The analysis is done on nearly 3,000 property-casualty insurers and 1,407 life-health insurers, out of which, Wards 50 picks the top 50 U.S. based carriers. The company has also earned A.M. Bests rating of A+ . Erie Family Life Insurance Company has earned A.M. Bests rating of A . A.M. Best is a respected provider of financial ratings for insurance organizations.
- In February 2020, Forbes recognized Erie Insurance as one of the best employers for diversity.
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How Erie Insurance Compares To Other Auto Insurance Companies
At an average premium of $1,082 per year, it is one of the more affordable insurance companies for car insurance. Overall, Erie Insurance rates better than some of the best car insurance companies. However, it still has some work to top other companies like USAA and New Jersey Manufacturers Group.
Erie Insurance can be a great choice when you want multi-faceted car insurance that pays attention to the extras, like pet insurance and locksmith services. Its NAIC customer complaint index is about average, but it still holds strong scores from J.D. Power and AM Best for financial strength and customer satisfaction. However, it is not an option for everyone, with a service area limited to just 12 states and the District of Columbia.
Erie Insurance Auto Accident Claims

Erie Insurance Group, named for its hometown in Pennsylvania, operates in the District of Colombia and twelve US states, including Maryland. The public insurance company offers home, commercial, auto, and life insurance policies. Founded in 1925, Erie was first listed on the Fortune 500 list in 2003 and ranked 381st in 2019. Erie is the 5th largest auto insurer in Maryland with 7.89% of the market share.
In recent news, Erie announced in April 2020 that it was reducing rates and paying dividends to its auto insurance customers during the coronavirus crisis. The $400 million relief plan is sensitive to the fact that its customers are driving less during the lockdown. Checks will be mailed directly to its insureds in May. It also donated $2.5 million to its agents to finance their support of local charities.
This extra effort is one of the reasons why Erie has consistently ranked high on customer satisfaction in J.D. Power studies. However, car accident victims with Erie collision insurance are more interested in what Erie is like on a practical level in the claims process.
On this page, our auto accident lawyers share their experiences and thoughts on working with Erie Insurance. As a car accident victim or attorney, understanding who you are up against is key to maximizing your insurance check for your personal injury case. Follow the links below if you have specific questions.
Commonly Asked Questions
Baltimore, Maryland 21202
Erie Insurance Settlements and Verdicts
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What Happened To Erie Insurance Online Claims
In order to file a claim with Erie insurance, you will have to contact a local agent by either phone or email or call Erie Insurance at 367-3743.
The complexity of insurance claims in the wake of a car accident makes it necessary to talk to an agent or an adjuster. However, you can submit an auto windshield or glass claim to Erie Insurance online.
Delaney Simchuk Car Insurance Writer
@delaney_simchuk09/09/22 This answer was first published on 09/09/22. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.
The Erie phone number is for customer support, and customer service representatives are available Monday to Friday, 8 AM to 11 PM or Saturday, 9 AM to 4:30 PM EST. You can also contact Erie by logging in to your Erie online account and use the chat function, email customer service, or visiting a local agent.
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Auto Insurance Buying Guide
Before you compare car insurance companies, youll need to collect some basic information. This includes the driving history of everyone who will be on the policy, as well as facts about your car, such as safety features and annual mileage driven. Youll also want to determine which types of coverage you need. For example, do you want only the bare minimum insurance that your state requires, or do you need more extensive coverage, such as gap insurance or rideshare coverage? Check that each company youre considering has the options you want.
When comparing rates among insurers, make sure each is offering the same coverage limits and deductibles. You may not want to make your decision based on price alone. Look at how many consumer complaints each company has, as a high number of complaints could be a red flag about the quality of service you’ll receive.
Depending on which company you choose, you may be able to buy insurance online, over the phone or through an agent. For more guidance, see how to get car insurance.
Erie Insurance: Our Thoughts
Home insurance bottom line: Erie homeowners insurance is priced competitively and has highly regarded customer service. Additionally, Erie offers a discount for those who bundle their auto and home insurance policies.
Auto insurance bottom line: Erie’s fantastic auto insurance rates and customer support make it an excellent option. The main downsides are its limited geographic availability and its lack of online tools.
Erie’s rates for auto and home insurance are up to 35% cheaper than average rates.
Erie sells insurance exclusively through its network of independent agents. This means that Erie customers will primarily interact with the company through agents, including when purchasing insurance, making claims and managing their policies. Aside from glass repair claims, all other claims must be filed through an agent or the Erie claims hotline.
Erie Insurance offers coverage options that match or exceed what is available from other insurers.
One of the biggest perks of Erie’s auto insurance in particular is its “Rate Lock” offering.
If you qualify and add Rate Lock to your policy, Erie will not raise your rates year over year unless you change the drivers or cars on your policy, or you move from your current address. Your rate will stay the same even if you get in an accident or make a claim.
Erie’s online tools are not as robust as those of some of its competitors. For example, there’s no way to get a homeowners insurance quote online you must request one from an agent.
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How To File An Erie Insurance Claim After An Accident
Erie Insurance has been an institution for almost a century. Although the growth of the company from the vision of two men in 1920s Pennsylvania is an American success story, people who make adverse Erie insurance claims after auto accidents are less likely to buy into the dream.
Like many other companies, Erie Insurance will make claims difficult for you and seek to pay you as little as possible. the company will likely take you less seriously if you make a claim without enlisting the help of a .
Erie, according to the companys website, was set up by H.O. Hirt and O.G. Crawford. In 1924, they drew up a plan for the insurance company on a 10-cent tablet which is todays equivalent of a business prospectus.
In just under four months, they raised the $31,000 they required and won over 90 stockholders with their hand-written business plan and their determination.
Today, Erie Insurance serves 12 states Maryland, Illinois, Indiana, Kentucky, New York, North Carolina, Pennsylvania, Ohio, Tennessee, Virginia, West Virginia, Wisconsin, and the District of Columbia. it employs more than 5,300 people and holds more than 5.8 million policies for car, home, and business insurance. Here are some pertinent facts about Erie Insurance claims.