Heres Why You Should Use Bonkersie To Compare Car Insurance
At bonkers.ie our free car insurance service can help your cut the cost of your premium in just a few clicks. On our site you can:
- Get a direct quote from the insurer
- Add a range of optional extras
- Save an extra 10% when you apply online with us!
To learn how you can get the best value car insurance on our site, check out our Quickstart Guide.
How Has Coronavirus Affected Car Insurance
The pandemic has altered the way many people use their cars. If you’re working from home more, for example, you might be using your car less. This means you might have a lower annual mileage, or your car is kept at a different place during the day than where you mentioned in your car insurance policy. You might even find that you no longer use your car for commuting at all.
If your car insurance is up for renewal, it’s worth double checking all your details to make sure that they still reflect how you drive. For example, if you’re now driving less, or aren’t commuting, your insurance costs could be lower.
If your occupation has changed, for example if you’ve become unemployed or now have a second job, you should tell your insurer.
Direct Car Insurance Quotes Via Insurers: 37/5
When looking for free auto insurance quotes, one of the best ideas is to contact insurance providers directly. Although you could use one of the price comparison sites to look for cheap car insurance online, there are some disadvantages. Firstly, some insurers don’t feature on such sites, and secondly, specific deals are only available if you go direct.
Of course, the biggest downside to contacting companies directly is that it takes a lot of time and effort on your part. The attraction of finding a great deal by going direct rather loses its appeal when you have to repeat all your details for the 15th time!
That said, you can be smart and short circuit the process. How so? By asking your friends, family, and colleagues who they use for their auto insurance. Their advice will be based on real-life experience and is guaranteed to be impartial. Armed with their recommendations, it’s much easier to draw up a more focused target list of companies to contact.
Often, you can get the best deals by going direct
You’re not paying commission to a broker or online site
Greater choice and flexibility on policy options
Check out our review of the best and cheapest car insurance companies of 2022
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When It Comes To Canadian Auto Insurance Prices It Really Pays To Compare Canada Car Insurance Quotes
Each Canadian auto insurance provider has their own unique concepts regarding how they assess risk. They each use similar factors like your driving record, your location, where you park, the type of vehicle you operate and the distance you drive, but they weigh these factors differently from each other. This routinely results in a considerable range of prices when you compare quotes. If you’ve ever shopped for Canadian auto insurance before, youve probably realized that there is an opportunity to save, because the premiums for the same or similar coverage can be hundreds of dollars apart – sometimes even more.
An excellent method to be sure that one is signing on to the best achievable auto insurance plan is by comparing rates from as many auto insurance providers as possible. An educated final choice can then be made. We’re proud to say that our Canadian car insurance comparison service is second to none, and will search multiple providers for the best coverage at the cheapest rate on your behalf. Below are some additional simple tips on how you can save money when looking for your cheapest car insurance in Canada.
Take An Accredited Driving Course
Check For Winter Tire Discounts
Many car insurance companies provide a discount for drivers who purchase winter tires. Proof of the purchase and installation on the vehicle is required, so simply contact the insurance company and find out what is required for the discount.
Drop Unnecessary Coverage
Shop Around For Rates
Does My Job Affect My Car Insurance
Your job title, the industry you work in and your employment status will affect the price of your quote. This is because insurers use your occupation as a rating factor, and people in certain professions are seen as riskier than others. Our guide on how job titles affect your car insurance explains more.
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Can I Renew My Car Insurance Online
If you decide to renew your car insurance policy with the same insurer, you dont need to do anything. Unless you decide to change your car insurance provider, your policy should automatically renew.
Many car insurance companies let you review and update your policy details online. So, its worth checking that your details are up to date.
Even if youre comfortable with your renewal price, its still worth shopping around and comparing car insurance quotes. You could cave yourself even more money for just a few minutes work.
You usually get your renewal notice a few weeks before your policy ends, so youve got plenty of time to look for cheaper car insurance. And the earlier you sort it, the bigger the savings could be.
Car Insurance Quotes: The Ultimate Shopping Guide
When it comes to getting the best deal on your car insurance rates, there are several paths you can follow in how to compare car insurance quotes. You can use car insurance comparison sites, contact a broker or agency, or simply go directly to the insurance agent to get cheap auto insurance online. Each approach has its advantages and disadvantages, but it can be hard to work out which one works best for you, given the vast choice of options.
That’s why we’ve put together “The ultimate shopping guide for auto insurance quotes. ” We’ve looked at 12 key parameters that you need to consider when you’re looking for low-cost auto insurance, namely:
We’ll consider the main pros and cons of each approach to sourcing auto insurance quotes. Then we’ll use the same metrics to compare auto insurance from specific companies, brokers, and car insurance comparison sites. We’ve used 1 to 5 scale ratings on our review:
1: Very bad
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Making It Easy To Compare Electric Car Insurance Quotes
Every year, more and more people are switching to electric cars in the UK, meaning there is a greater demand than ever for cheap electric car insurance.
Although electric cars still tend to be more expensive to insure than diesel and petrol cars, there are numerous things to consider that can reduce the overall costs.
At Utility Saving Expert, weve put together this guide with all the information and advice youll need to get the best possible deal on your insurance policy.
Is It Safe To Buy Car Insurance Online
Generally yes, you can safely buy car insurance online and it is recommended by theNational Association of Insurance Commissionersin order to get lower rates through good car insurance quotes comparison.
However, as you are sharing important information when buying car insurance online such as your social security number, which insurers need to check your driving record, it is recommended to follow these safety tips to reassure your online safety when buying car insurance:
Make sure you buy on a secure website with a high level of encryption
Make sure you are using a browser with a high level of encryption – normally the latest versions of Google Chrome, Safari, Firefox, and Explorer will do
Carefully check their reviews
Avoid spam sites
Use a credit card or a secondary debit card since it offers identity theft protection – just make sure that there are no fraudulent charges on the card
Check the insurance company’s security and privacy pages
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Car Insurance Quotes Comparison Guide: Wrapping It Up
Whether you buy your car insurance directly, online, or broker, each approach has advantages and disadvantages. Which route works best for you depends on your specific needs, technical skills, time constraints, and whether you value service and personal touch over cheap car insurance rates and discounts. We hope the insights here help you make the best choice for yourself regarding comparing auto insurance quotes to get you on the road fast, protect you well and fit your budget. You are, of course, invited to use our car insurance quotes comparison tool.
|Car Insurance Quotes Comparison Method||Insuranks Score|
How Can I Get Cheaper Car Insurance
Review our cheap car insurance tips below. We hope that these suggestions will help you find the best car insurance quote. It is essential to know what to look for when buying motor insurance. This guide will give you a better understanding of what you can do to reduce your premium.
Policy downgrade If your car is more than ten years old, you could look at reducing the level of cover to third party fire and theft.
Insurance excess If you increase the excess limit on your policy, this may help to reduce your insurance costs. The excess limit is the amount you pay towards the claim.
Add your spouse Look at adding your partner to your policy as this may reduce your quote. If in doubt, give us a call, and we will be happy to help.
Value of your car Ensure you cover your vehicle for the correct amount, as this will affect the cost of your annual premium. If you over or undervalue your car, this could cause issues if you need to make a claim.
No claims discount The higher the number of years your policy remains claims-free the better chance you have of getting a cheaper policy.
Car alarm Cars with an alarm may get cheaper cover. If your vehicle does not have one, we would suggest getting one fitted.
Garage or public street Some car insurers may offer a better quote if you park your car in a garage rather than on a public road. Review the options to see how much you can save.
What You Need To Get Free Car Insurance Quotes Online
Want to get cheap car insurance? The best way to get more affordable rates is by comparing auto insurance quotes. But what do you need to get started and how long does the process take?
Luckily, comparison sites like Compare.com bring the car insurance companies to you, drastically reducing the time it takes to get quotes from multiple companies. Heres what you need to get started comparing quotes:
Once youve collected all of the above information, head over to a comparison site like Compare.com and start comparing quotes. Youll be asked a few questions based on the info above and in less than 10 minutes, youll have real, accurate car insurance quotes from some of the nations best insurance companies.
And if you find a policy you like, it only takes another few minutes to sign up, enter your payment info, and get proper coverage. Who knew getting car insurance could be so easy?
Get Real, Accurate Quotes in Minutes
Compare Some Of The Most Common Car Insurance Discounts
Everyone wants to save money on their car insurance, but its usually not that simple. You may have seen commercials from insurance companies offering discounts for safe drivers, good students, or any other number of things. But which company offers the most discounts? Or, more importantly, which ones do you qualify for?
Companies like American Family, Liberty Mutual, GEICO, and a few others are known for offering the most discounts, but unfortunately, every company offers different ones. And many of them arent even advertised, which can make finding all the discounts youre eligible for difficult.
Luckily, there are quite a few discounts most companies offer :
- Safe driver discounts: For drivers who have stellar driving records and havent filed a claim in a certain amount of time
- Vehicle safety discounts: For people who drive cars with extra safety features like anti-lock brakes, airbags, and other options
- Pay-in-full discounts: For policyholders who choose to pay for their entire 6- or 12-month policy upfront
- Multi-policy discounts: For drivers who use the same company for both their home insurance policy with their auto insurance
- Multi-car discounts: For customers who insure more than one vehicle on the same policy
- Defensive driving discounts: For drivers who elect to take a defensive driving course from an accredited school or institution
Some other common discounts include savings for good students, new customers, anti-theft features, and many more.
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Is Bonkersie Really Free
Believe it or not, comparing and applying for a car insurance policy on bonkers.ie is entirely free.
Once you apply for and purchase a policy from an insurance provider through bonkers.ie, we receive a small commission from this provider.
The agreements we have with these providers doesnt affect the results we show you or the information you see.
This is because bonkers.ie is always 100% impartial and independent!
Find The Best Car Insurance Agents Near Me
You can go to a local insurance agency, as most places in the United States provide several options. Independent agents, who represent numerous insurers, and captive or exclusive agents, who represent just one insurer, fall under this category.
With so many choices, how do you determine which provider to go with, what coverage kinds and levels to buy, and what makes a fair price?
You’ll want to compare auto insurance quotes at this point, and you may need the assistance of a licensed agent to do so. You may compare car insurance companies by the rates they quote, the coverage options, their third-party ratings, and the discounts you qualify for when you gather quotations. All of this information can assist you in locating the best car insurance companies to fulfill your requirements.
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What Other Ways Can I Buy Car Insurance
If you dont want to buy car insurance online, you can speak with an insurance agent in person or over the phone. There are generally two types of agents:
- Captive agent. This type of agent only sells policies from one specific insurance company or one group of related insurers.
- Independent agent. This type of agent works with a variety of car insurance companies.
Its a good idea to speak with an independent insurance agent who can gather multiple quotes from several different insurance companies.
Compare Insurance Quotes For Electric Vehicles Today
The best way to save money on your insurance policy is to compare quotes from different insurers so that you can find the best and most affordable option for you.
Drivers looking to find the cheapest car insurance possible can use our free online comparison tool to compare different deals so that you can be sure that youre choosing the most cost-effective offer out there.
*51% of consumers could save £319.03 on their Car Insurance. The saving was calculated by comparing the cheapest price found with the average of the next five cheapest prices quoted by insurance providers on Seopa Ltds insurance comparison website. This is based on representative cost savings from March 2022 data. The savings you could achieve are dependent on your individual circumstances and how you selected your current insurance supplier.
Currently, not all insurance providers offer insurance policies for electric cars, but due to the constantly increasing demand for them, it is now starting to become the norm for providers to insure electric cars.
The costs of charging your vehicle will vary depending on whether you charge at home or at public charging points, as well as several other factors. Rapid, public charging points will charge your car very quickly but are the most expensive option.
Charging at home tends to be the cheapest option as you can charge during off-peak hours when your energy bills will be lower.
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Check Coverage Options And Discounts
Make sure the companies youre considering provide coverage options and price breaks that match your driver profile. For example, if you want pet injury coverage included and the option to have a usage-based plan or accident forgiveness, check to see if these are offered. If you have a teen driver and work from home, a company with good student and low-mileage discounts is worth considering.
Many Drivers Dont Know That Car Insurance Quotes Are Free
One potential barrier to consumers shopping for coverage is the misbelief that getting quotes costs money. About a quarter of respondents said that getting car insurance quotes costs money either some of the time or all of the time according to a recent survey by Forbes Advisor. It doesnt.
More men than women incorrectly thought you have to pay to get car insurance quotes:
- Half of men surveyed said they thought you have to pay at least some of the time to get quotes compared to just 16% of women
- 61% of women correctly said you typically dont have to pay to get car insurance quotes. Only 36% of men knew that.
Here are tips for comparing car insurance quotes:
Here are tips for comparing car insurance quotes:
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Am I Insured To Drive Abroad
If you have a standard 12-month car insurance policy in the UK, you’re usually covered to drive in some European countries for up to 30 days. Make sure you take your driving licence with you, as well as your insurance documents.
Depending on the country you’re visiting, you might need to get an insurance green card and an International Driving Permit. See our guide on driving abroad for more information.